Cash only - Card only?

[alan1302]

Alternative views and opinions, often backed by scientists who are no longer on the 'payroll' is just that. There are a lot of things coming out now that were once labelled 'conspiracy' which in itself is a ridiculous term, like excess deaths due to Covid jabs (even in The Telegraph now!) There should always be more open discussion and debate, as I've said before.

That's a good example of a conspiracy theory that gets trotted out - there is no evidence showing excess deaths due to the COVID vaccination.

Why would the Keep Cash website not just stick to one thing - keeping cash?

 

[Office Mover]

Covid vaccines may have helped fuel rise in excess deaths

Experts call for more research into side effects and possible links to mortality rates

www.telegraph.co.uk

 

[alan1302]

Covid vaccines may have helped fuel rise in excess deaths

Experts call for more research into side effects and possible links to mortality rates

www.telegraph.co.uk

And that is proof that their is no proof...it says that more research needs to be done...so no proof/evidence.

 

[ecommerce84]

At my local car boot sale / farmers market / fruit and vegetable market it is all cash. No cash machines

Really? Because we trade at farmers markets and food and drink markets most weeks and every trader has a card machine, they probably wouldn’t have a business without one.

At our last event, we took just shy of £2600 and only £380 of that was cash.

In an ideal world we wouldn’t take cash at all as it’s more expensive and time consuming to process than card.

On a personal level I’ve been cashless for years (long pre dating covid) and I just don’t shop at ‘cash only’ places.

 

[Ozzy]

In an ideal world we wouldn’t take cash at all as it’s more expensive and time consuming to process than card.

I have a similar view myself. Cash is just so inconvenient for me, and regarding tracking my purchases and behaviours, I have the same view as why I use Google. I know Google tracks what I do online, and I know I am their product to market to based on emails I read, searches I do, and documents I edit—but the convenience of it all is a price I'm happy to pay.

We benefit from convenience at the price of our data in many walks of life, whether supermarkets to social media. As an individual, that doesn't bother me personally. I know it bothers some others.

 

[pentel]

Cash is just so inconvenient for me

Exact opposite for me. I have more issues paying by card than I do paying by cash.

 

[Gecko001]

Really? Because we trade at farmers markets and food and drink markets most weeks and every trader has a card machine, they probably wouldn’t have a business without one.

At our last event, we took just shy of £2600 and only £380 of that was cash.

In an ideal world we wouldn’t take cash at all as it’s more expensive and time consuming to process than card.

On a personal level I’ve been cashless for years (long pre dating covid) and I just don’t shop at ‘cash only’ places.

Yes really.

 

[pentel]

Exact opposite for me. I have more issues paying by card than I do paying by cash.

Finally got my card to work again today.

Its been a week.

4 hours of phone calls and several chat messages...

 

[Craiglincs]

Why on earth would you fight against that?
Surely a digital currency is much easier to manage and live with than paper you can lose and misplace, accidentally leave in your pocket and get mushed in the washing, etc.

Great until the phone runs out of charge or the card reader is down. Had to use cash due to that the other day. Cash is plastic polymer now so don't mush anyway

 

[alan1302]

Great until the phone runs out of charge or the card reader is down. Had to use cash due to that the other day. Cash is plastic polymer now so don't mush anyway

Seems best to have both options

 

[Ozzy]

Great until the phone runs out of charge or the card reader is down

That may happen one day, perhaps, but I haven't used cash since circa 2015 and haven't been caught out yet. I'd have to be having a really bad day for my phone and watch to run flat, and if a card machine doesn't work I'll just go to a different shop.

 

[Craiglincs]

and if a card machine doesn't work I'll just go to a different shop.

Sounds like you have a bigger high street than me

 

[alan1302]

Sounds like you have a bigger high street than me

What if the ATM machine is not working and you can't get any cash out?

 

[Craiglincs]

What if the ATM machine is not working and you can't get any cash out?

This is why I keep a stash of cash. Learnt that lesson

 

[Ozzy]

What if the ATM machine is not working and you can't get any cash out?

Why would I want an ATM machine to get cash if I’m on a mission to never use cash again

 

[pentel]

Despite the widespread IT issues throughout the world today cash seems not to have been affected.......

 

[Ozzy]

Despite the widespread IT issues throughout the world today cash seems not to have been affected.......

I was waiting for this post on this thread today

 

[ecommerce84]

Is it affecting many card payment providers?

I was in Morrisons last this morning and could pay by card but not contactless, which was ok for me but not for the many who were just using phones.

What I did find bizarre is that rather than have a staff member on the door letting people know before they came in, the staff were only telling people that they were unable to take contactless as their payment declined so people were left frustrated and abandoning their shopping.

A classic example where a little bit of foresight and thought means a customer would leave only slightly annoyed rather than very annoyed and with a bad taste in their mouth. Simple stuff surely.

 

[JEREMY HAWKE]

Forget cash yes we are in an abyss where we are suffering from major failures but we have come too far to turn back

 

[Craiglincs]

I was waiting for this post on this thread today

In a bit a brand new member will pop up to suggest ****** solves this.

 

[Martin Patfield]

Yes but it does affect cash.

Cash machines emptied of said cash to pay for shopping, but you're not near another cash machine without having to go drive (if you can drive).

The whole situation has a knock on effect.

 

[Gecko001]

Some of the regular cash users might have been caught short as the ATM emptied, but they were no worse off than the people who always use cards. Yours truely, who uses cash with a card as a backup only, had enough cash in his wallet. Note to self: must carry more cash for when (not if) this crisis happens again.

 

[Porky]

I must be old school, I still love the green unfolded, did I say green lol....

But would say, in a high street not far from me practically all the fast food chip shops and the Chinese takeaways and the barbers are all cash only. If you don’t have cash they direct you to the cash point up the road.

Personally I love cash. Also, if I pay for a meal out, I often pay by card for the meal and give the tip in cash. I never add tips to an electronic payment always tip directly in cash.

 

[IanSuth]

Interesting BBC article - the demographics of cashless might be useful to some businesses on here

Rise in cash-only spenders driven by cost of living crisis

But young shoppers are far more likely to use their phones to pay for things, despite stretched budgets.

www.bbc.co.uk

Nearly 3 in 4 young people use mobile payments​

Percentage regularly using mobile payment services, by age group, 2023​

The bar chart shows the percentage of adults who regularly used mobile payment services in 2023, broken down by age group. Among those aged 16 to 24 years, 72% regularly used mobile payment services, which was the highest percentage of any age group that year. Those aged 65 years or above were least likely to regularly use mobile payment services, at 8%.

 

[Karimbo]

Before we go cashless. We need to have bank accounts and business banking enshrined as a right in law.

Remember that politican that had his bank accounts closed down and made effectively homless by banks as none would open an account for him? As long as banks can do that and there is no bank of last resort backed by the government who will take anyone. We need to have cash.

I pay cash wherever possible.