Public liability insurance for sole trader reccomendations

[Zmg]

Hi all
I have an online business selling drinks accessories, some are consumable / edible products.
I am looking for public liability insurance for sole traders.
Does anyone have any recommendations of who they use that are good/good value?

Thank you!

 

[sminter1st]

I always go through Simply Business and have never had any problems, they have a decent newsletter too...

 

[Simply Business]

Thanks for the recommendation sminter1st, glad you like the newsletter too.

Have you had any luck Zmg?

 

[Clinton]

@Simply Business , took your online quoting for a ride today (P10581402). Took the option of personal accident cover and got a range of policies none of which say how much of cover they're providing for personal accidents. They clearly mention the amount of cover for employee liability etc., but not for personal accident, just a vague, "yes, you're covered for personal accidents". How come? And what's the deal here?

I did the quote just out of curiosity. I don't believe any of your providers cover professional indemnity for people like me (in M&A) anyway.

 

[BenFridja]

I recommend Instasure. They've been very competitive in their quote and we've been with them for 4 years now. Thanks thankfully we've never had to make a claim.

 

[DontAsk]

Another vote for Intasure. As generalists, they were more competitive than a broker who was supposed to be a "specialist" in my area of business. They will also cover for sales to the US.

 

[Simply Business]

Thanks @Clinton

The personal accident that we offer is through AIG, and what and how you are paid out is dependent on your personal circumstances.