Paypal US$ Transactions - Exchange Rates

Just an (obvious) heads up.

I have just purchased something for $99 via Paypal. I chose to pay by card, rather than my PP account and when completing the transaction, I was offered the option to pay $99 or £77.91. I chose the $99 and used my Starling card - that was £74.73.

Whilst it is only £3/4%, if I were to do that a lot, it would probably be a few beers or meals worth across a year.

I will now ensure any USD or € subscriptions I have with PP are are moved to cards.

BTW, many of the online banks offer good exchange rates, but not sure how competitive high street banks are.
 
A bit. But, if paying by PP account, you don't have a choice...
 
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What Starling fee?
 
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