Payment Gateway / Merchant Providers

Mathew

Free Member
Jun 3, 2005
731
12
Hampshire
Hi,
There are many members on here that provide Payment Gateways and Merchant accounts. However when I try and find you its like your all hiding from me.
So can you all make yourself known on this thread please so we can keep track of you?
Mat
 
Hi All,

My name is Scott Laughland, I am part of the Online Development Team hear at Cardsave. If i could be of assistance please just give me a call or send me a message. I will always try to get back to you within one hour during normal working times.

Cardsave was formed in 1995 by an independent retailer frustrated by the high costs of credit and debit card processing available for his business, compared to those offered to the large multiples. In order to negotiate lower rates he needed to drastically increase his buying power, and this meant joining forces with others in the same position.
This was the birth of Cardsave, a unique buying group dedicated to providing competitive business services to the independent retailer. Our reputation for saving money grew quickly and today we have more than 48,000 members.

In addition to low cost credit card processing, we offer a wide range of additional good value business services to all our members.

If you have any questions or if i can be of any further assistance please do not hesitate to get in touch.

Kind Reguards
Scott Laughland
Cardsave Accounts Executive
01159487619
 
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Hi Mathew,

CharityClear is a payment service provider and an innovative way of raising necessary funds for the 3rd sector in challenging times. We believe coupled with the fact it can save organisations money by offering extremely competitive rates compared to other payment gateways it is an appealing solution for all concerned.

· CharityClear offer the some of the most competitive rates in the market
· Our key difference to our competitors is 100% of our profits go to charity
  • We can help companies fulfil a degree of corporate social responsibility whilst carrying out their routine business activity
  • Our system is fully 3D secure, compliant to PCI DSS level 1 standard and runs on an established platform
If I can assist with anything please give me a call on 0800 032 2991.

Marc.
 
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Hi All,

My name is Scott Laughland, I am part of the Online Development Team hear at Cardsave. If i could be of assistance please just give me a call or send me a message. I will always try to get back to you within one hour during normal working times.

Cardsave was formed in 1995 by an independent retailer frustrated by the high costs of credit and debit card processing available for his business, compared to those offered to the large multiples. In order to negotiate lower rates he needed to drastically increase his buying power, and this meant joining forces with others in the same position.
This was the birth of Cardsave, a unique buying group dedicated to providing competitive business services to the independent retailer. Our reputation for saving money grew quickly and today we have more than 48,000 members.

In addition to low cost credit card processing, we offer a wide range of additional good value business services to all our members.

If you have any questions or if i can be of any further assistance please do not hesitate to get in touch.

Kind Reguards
Scott Laughland
Cardsave Accounts Executive
01159487619

Do cardsave still rip off there customers? Even though our lengthy 4 year contract had ended (we had several terminals from you for about 10 years) you charged us about £180 to end the contract.

"It's all in the small print" we were told!
 
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Do cardsave still rip off there customers? Even though our lengthy 4 year contract had ended (we had several terminals from you for about 10 years) you charged us about £180 to end the contract.

"It's all in the small print" we were told!

Hi Jazzydan58,

All the contracts are on a 12 month basis, If any merchant is not happy with the service they received they can contact us at month 11 saying they would wish to cancel there contract, This is then free of charge.

Jazzydan it is just like a contract mobile if you leave half way through then of course you are going to need to pay the rest of your term.

On average a merchant will stay with Cardsave for 7 years, This shows the quality of our service and also the competitive rates we offer.

We are not in the business of hiding any small print from our merchants, if there is something you would like to know i will answer with complete honesty.

I hope this answers your questions.

Kind Reguards
Scott Laughland
 
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And please make a note if you canprovide terminals

Hi Mathew,

In reguards to terminals Cardsave can supply a wide range:

Static Terminals-
Portable Terminals
Mobile Terminals

Mathew, I have passed your enquiries on to one of my colleagues, I believe he tried to call this morning and has left you a voice mail with his contact details.

He will provide you with all the information on our merchant accounts.

Kind Reguards
Scott Laughland​
 
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CharityClear provide a Virtual Terminal at no extra cost and no set up fees. At the moment we do not offer physical terminals but watch this space.
 
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Hi all

Just to add, Cardsave are an all in one solution.

Not only do we provide the payment gateway, We also provide the merchant accounts to work with this.


To break this down:
  • Payment Gateway
  • Ecom Mid (Merchant Account)
  • Virtual Terminal
  • Moto Mid (Mail order telephone order merchant ID)
  • Pay by Link (Email marketing or Invoice payments)
  • Merchant Management system
  • Uk Based Customer Service and technical support (7 days a week)
  • User friendly reporting data
  • All funds automatically cleared, liquid and available in 2-3 days.
Plus a host of benefits:
  • Tax and VAT investigation insurance
  • Legal helpline
  • A debt recovery system
  • A low cost parcel delivery service via FedEx £6.58 (reduced to £6.00 after 10 pcm) next day delivery for up to 25kg, No contract.
We offer all this for £19.95(ex vat) per month.

Unlike many of our competitors we do not need to make an appointment to come and see you. We have a dedicated team to do this over the phone.

If you require any more information please give me a call.

Kind Reguards
Scott Laughland
Cardsave Accounts Executive
01159487619
 
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Yep as Scott has said they do offer all that however they cant offer a EURO merchant account!!!

Hi there Mathew, Yes unfortunately this is the case. You can accept payments from any country as long as they pay in sterling and the funds land in a UK Business Bank Account in sterling pounds.

If we can help you with any other facility please just give me a call.

Kind Regards
Scott Laughland
Cardsave Account Executive
01159487619
 
Upvote 0
Hi Jazzydan58,

All the contracts are on a 12 month basis, If any merchant is not happy with the service they received they can contact us at month 11 saying they would wish to cancel there contract, This is then free of charge.

Jazzydan it is just like a contract mobile if you leave half way through then of course you are going to need to pay the rest of your term.

On average a merchant will stay with Cardsave for 7 years, This shows the quality of our service and also the competitive rates we offer.

We are not in the business of hiding any small print from our merchants, if there is something you would like to know i will answer with complete honesty.

I hope this answers your questions.

Kind Reguards
Scott Laughland

our contract was 4 years we had the terminals for 10 years so well out of contract. We were charged about £180 to cancel, this was only just over 1 year ago.
 
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our contract was 4 years we had the terminals for 10 years so well out of contract. We were charged about £180 to cancel, this was only just over 1 year ago.

Hi Jazzydan58,

On the 11 month of your final 12 month membership did you contact us and request to cancel your services or was this mid way through a 12 month term?

I must admit 10 years ago there was 4 year contracts to secure a more competitive rate. Since then alot has changed, with the management buy out in 2007 bringing Clive Khan our present CEO into the driving seat. Cardsave has now become the biggest independent PSP in the UK.

Jazzydan58 can i also ask the reasons behind leaving Cardsave?

King Regards
Scott Laughland
Cardsave Accounts Executive
01159487619
 
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Posted my contract off to Card Save today.

I can't stand messing around with a sales pitch, I rang up, I was given the figures straight away, I didn't even get round to asking.

Very easy and refreshing, and the rep I spoke to seemed like a sound guy, Jamie.
 
Last edited by a moderator:
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Posted my contract off to Card Save today.

I can't stand messing around with a sales pitch, I rang up, I was given the figures straight away, I didn't even get round to asking.

Very easy and refreshing, and the rep I spoke to seemed like a sound guy, Jamie.

Hi Tommo,

Glad you are happy, Jamie works in the same department as me and is also a good friend.

If there is something that i cannot answer he is my helping hand.

Kind Regards
Scott Laughland
Cardsave Accounts Executive
01159487619
 
Upvote 0
Hi Jazzydan58,

On the 11 month of your final 12 month membership did you contact us and request to cancel your services or was this mid way through a 12 month term?

I must admit 10 years ago there was 4 year contracts to secure a more competitive rate. Since then alot has changed, with the management buy out in 2007 bringing Clive Khan our present CEO into the driving seat. Cardsave has now become the biggest independent PSP in the UK.

Jazzydan58 can i also ask the reasons behind leaving Cardsave?

King Regards
Scott Laughland
Cardsave Accounts Executive
01159487619

Our minimum contract term had ended, the building we were in was sold by the landlord and our lease was ended. We no longer needed the terminal at that location
 
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Our minimum contract term had ended, the building we were in was sold by the landlord and our lease was ended. We no longer needed the terminal at that location

Ok i can see what has happened here, Jazzydan58.

Your orignial agreement was for a minimum of 4 years. After 4 years it then becomes a 12 month rolling membership.

Example:

Year 9 month 11, if you wrote to us stating you would like to cancel. The membrship would end on Year 10 free of charge.

Year 10 month 2, Because this is now a new 12 month membership you could leave at month 11 free of charge. If you left before this time there would have been a cancellation charge.

I hope this helps.

Is your business still running and would you consider returning back to us, I could offer you very competative rates as a returning merchant?

Kind Regards
Scott Laughland
 
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Hi,
Just thought I would share my experience so fare.

Cardsave
As they do not process EUR transactions to EUR merchant account’s (at this moment in time) so for my needs it’s not an option.
Which is a shame as they are good one the phone and look like they have great intergartion with Kashflow (this is a must).
They have passed me over to RBS Worldpay but there rates are ridicules and they don’t intergrate with kashflow.

Total Web Solutions
Now they can deal with EUR transactions to EUR merchant accounts from the word go.
However they are currently working with Kashflow to provide full integration.
Now this could be a solution depending on how long it takes for the integration to take place.


CharityClear
Once again they can deal with
transactions to EUR merchant accounts from the word go.
They do integrate with Kashflow from the looks of it not as well as Cardsave. However the small extra feature I am looking for is possible.
Waiting for an update


I hope to talk with Iridium Corporation today and shall update you.
Mat
 
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Scott @ [FONT=verdana,geneva,lucida,arial]Cardsave[/FONT]

I am a new start-up in sense of accepting online payment.
I need an additional payment option to PayPal on my website.
What is the typical workflow to work with you to get this up? turn around time? What prerequisites you need from me? You mention about the monthly rolling cost, any tie-in? any setup - for the prerequisites (such like merchant acc). We only needs online payment (maybe terminal)
 
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Hi All,
Just to give you an update
Cardsave
Have placed me in contact with Barclays and RBS Worldpay.
Total Web Solutions
Have asked HSBC to contact me - Total web have you guys spoken with Kashflow yet?
Charity Clear
Have disappeared
I will keep you updated with any changes!
 
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Hi Mathew,

I have left messages for Kashlow to get in contact but no response as of yet. Will let you know if/when I hear anything. If anyone on here is connected to Kashflow could you perhaps get in touch with me.

Thanks,

Simon
 
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Hi All,
Just to give you an update
Cardsave
Have placed me in contact with Barclays and RBS Worldpay.
Total Web Solutions
Have asked HSBC to contact me – Total web have you guys spoken with Kashflow yet?
Charity Clear
Have disappeared
I will keep you updated with any changes!

Hi Mathew,

I emailed during the week regarding Barclays contacting you. I've emailed you again today.

Marc.
 
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IMC is now offering true High Risk Credit Card Processing Accounts through its affiliation with 3 domestic banking institutions and 14 offshore banking institutions.
Acceptable Offshore High Risk Merchant Classifications

Airlines
Adult Retail
Adult Online (no streaming video accepted)
Annual Membership
Collection Services
Computer Sales (online)
Credit Counseling
Dating/Escort Service
Discount Travel
Downloadable Software
Herbal Pharmacy (no controlled substances)
How to Publications
Magazine Subscriptions
Replica Merchandise Retailers
Telemarketing (inbound, outbound, upsell)
TMF Merchants Accepted (case by case basis, subject to underwriting)
Travel Agencies
Tour Operators

Acceptable Domestic High Risk Merchant Classifications

Adult Retail
Adult Online (no streaming video accepted)
Annual Membership
Computer Sales (online)
How to Publications
Magazine Subscriptions
Telemarketing (no outbound upsells)
TMF Merchants Accepted (case by case basis, subject to underwriting)

Let me know through my skype at international.manager if you would like me to send you additional details or if you would like to have a call to discuss more on your business requirements.
 
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Hi Simon,

I replied to your email yesterday.

We don't integrate with payment pages - our integrations are integrated into the app. For that, APIs need to be used - not redirection to pages.
 
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