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As above, you should send the letter to everyone including the bank. Whilst it is a requirement to pay each creditor in proportion to what you owe them, it is likely that as soon as the bank gets the letter they will freeze your accounts and effectively give themselves preferential treatment. Likewise any final income paid into the bank will also go their way. People who have a personal guarantee with the bank tend to like this consequence. The other creditors not so much. Unless you pay for an use an Insolvency Practitioner it is difficult to avoid this.
Is is possible other creditors can force the bank to hand over funds that get paid in, increasing the overdraft. It seems strange because that is the banks money and would force them to try and collect through the personal guarantee.
I ask because I have some customers that are paying final balances on jobs, which will reduce the overdraft. I am in process of typing up spongbob letters to send out -in the next day or so.
It gets even worse - I have been told that some of these call centres have absolutely NO RELATIONSHIP with the agency they purport to represent. They try to gather together a number of potential licenses and sell them to the agency.
They give themselves away as Dewee, Cheetem & Howe call centres by stating "I am calling on behalf of the XXX agency." or "I am calling for XXX"
In that case, ask them if they work for XXX. Ask them to state clearly "My name is Joe Bloggs and I am a full-time employee of the XXX agency."
If they cannot fulfil that simple request, put the phone down.
All the best Liam. Is there a shopping centre you can use rather than a showroom? Pay 4-5k on a decent stand with lots of interactive stuff and samples/brochures etc. Huge footfall.
Other than that then leaflets and Facebook will be the easiest and cheapest way to get in to it.
LinkedIn has also got to be a great shout. Contacting builders etc
The supplier should be able to charge you without VAT but would need proof of export from the freight company you have used in the UK to send on.
What we normally do in these circumstances is charge including VAT and on proof of export, refund the VAT side. This only happens with us when we don't ship to the country the customer is in.
This has to be one of the most bizarre posts I have come across in my time! If you don't want to pay staff for taking holidays then they will simply leave. Alex
In a nutshell, you do appear to be inventing problems in order to solve them.
Your answers are very broad and a little naive, which indicates a lack of depth of knowledge or research.
I’d move on from this one ( or treat it as a hobby) and go look for a genuine need that wants filling and can utilise your skills and enthusiasm better
German companies shy away from anything that appears dodgy and 'offshoring' to Jersey would probably come under that heading.
With the advent of ATAD rules across Europe, they are nowadays under a legal obligation to ensure that all companies they deal with are totally above board and all taxes are paid in full.
Under German tax law, if a supplier fails to pay tax, that obligation can under certain circumstances fall on the B2B customer. This happened to the company SEH Computers GmbH in Aachen, who was hit with a €30m tax bill because their Swiss supplier had not paid all their taxes.
Hi, without knowing what the product is I can’t say for sure but this is *potentially* something i could help with. Feel free to PM to discuss if you’d like.
Have you checked your Google Search Console now for mistakes ? What does it says ? Please let me know what it shows to you and what kind of mistakes you see here. I assume you know how to make your own site verified here to start that processes.
I used to work for a company who sold in multi-currencies and they had seperate Euro, USD and sterling bank accounts. I am sure there are card providers who would offer multi-currency options.
They all seem more or less the same price but just thought I would see if there are any which are cheaper than the rest... look after the pennies and all that.
