Using a Campervan for Business Travel

The Soup Dragon

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May 13, 2013
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I am assuming that if I buy a campervan and use it for my business travel I can still claim my usual mileage ie 55p for first 10K miles and then 25p thereafter.

Is it possible for the company to buy a small campervan and have it available for employees to use for business travel to visit customers etc or does this make accounting a real pain in the backside?
 
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No accounting expert but I guess yes but with a big BUT, the journeys are solely for work and you can clearly prove it to HMRC when they start to ask questions. I hear they can take quite an interest in people doing this due to it blurring the lines between personal and business use

So for what its worth I would say do you really need to open yourself up to the risk of an investigation, and if you really plan on doing this keep water tight records of its use, meetings / work records etc so you have a water tight case if they come knocking.

Will be interesting to see what our accountants on here think.
 
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No problem if you buy the campervan personally and then charge mileage at the approved rates for the business use.
A campervan is treated by HMRC as a car for tax purposes, so if you do buy through the Company then you will not be able to claim AIA on the purchase only annual WDA, also there will be a ‘Benefit in Kind’ unless you can prove it is pool car which is not so easy to do.
Depending on the above you may need to consider any reclaim of VAT on the purchase as well.
 
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Two separate things are going on here, so worth splitting them out.


If you own the campervan personally and use it for business trips, you claim mileage at HMRC's approved rates. For a car that is 45p a mile for the first 10,000 business miles and 25p after that, not 55p, but do check the current rate as it can change. Those rates are meant to cover running costs, so you cannot also claim fuel or repairs on top.


If the company buys it, the mileage rates no longer apply. It becomes a company asset, and HMRC usually treats a campervan as a car for tax. That matters because you only get writing down allowances, not the Annual Investment Allowance, so the tax relief comes through slowly. There is also likely a benefit in kind on whoever has it available, even before they drive a private mile, because the test is availability, not actual use.


You can avoid the benefit in kind if it genuinely qualifies as a pool vehicle: available to several employees, used only for business, not normally kept at anyone's home, and any private use is incidental. Those conditions are strict and HMRC does look closely, so keep clear records of who used it and why.


VAT is a further wrinkle. Recovery on the purchase is usually blocked if there is any private availability, so factor that in before buying through the company.


For most people, with one van and occasional business use, owning it personally and claiming mileage is simpler and cleaner. The company route can work, but it is more admin and the reliefs are weaker, so it is worth running the numbers both ways for your own situation first.
 
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If you own the campervan personally and use it for business trips, you claim mileage at HMRC's approved rates. For a car that is 45p a mile for the first 10,000 business miles and 25p after that, not 55p, but do check the current rate as it can change. Those rates are meant to cover running costs, so you cannot also claim fuel or repairs on top.
The OP is correct, the approved mileage rates from April 2026 are now .55p for the first 10,000 miles
 
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For a car that is 45p a mile for the first 10,000 business miles and 25p after that, not 55p,
Well, that's another black mark for AI!!!
 
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Well, that's another black mark for AI!!!
The whole thing is a black mark, problem is people out there are believing the results!
I just had a client send me his information for his self assessment, he also included the results from running the information through AI, it all looked very professional apart from AI using the wrong % for class 4 N/I as well as including Class 2 that does not need to be paid!
I would love to know how many accounts are wrong from people using AI and not even realising the information they are receiving is total rubbish!
 
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I have run alsorts of things for business but never a non industrial machine (so to speak)!
In my veiw its not worth the hassle both taking into account the accountants advise on here and the fast depreciation on a new camper van .A depreciation rate that the car milage allowance does not really cater for
Hotels are better in fact my son in law is buying a camper and I have told him "'I will help you look after it and do the maintenance on it but Im not sleeping in the f££££ing thing 😀
 
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Fair correction, thank you! You are right: the approved mileage rate went up to 55p for the first 10,000 business miles from 6 April 2026, then 25p after that. I quoted the old 45p figure, which had been frozen since 2011, so that one is on me. Always worth checking the current rate on GOV.UK before you file, as it can move.

The rest of the position still holds. Own it personally and you claim the approved mileage, and that rate is meant to cover running costs, so you cannot also claim fuel or repairs on top. Put it through the company and HMRC treats it as a car: writing down allowances rather than the Annual Investment Allowance, plus a benefit in kind on whoever has it available, unless it genuinely qualifies as a pool vehicle. Worth modelling both ways with your own numbers first, because the depreciation on a camper can outweigh the tax relief.
 
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I am assuming that if I buy a campervan and use it for my business travel I can still claim my usual mileage ie 55p for first 10K miles and then 25p thereafter.

Is it possible for the company to buy a small campervan and have it available for employees to use for business travel to visit customers etc or does this make accounting a real pain in the backside?
You cannot claim the 55p mileage rate if the company owns the van. That rate is for using your own personal vehicle. If the company buys it, you claim actual costs. Fuel, insurance, repairs, depreciation. Keep receipts. Different rules.
 
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