Zen-Cart Payments?

[ttmw]

If i use zen cart, what payments will i be able to accept and use? I've heard that to take credit card payments i will have to open a business bank account and other issues, is this true? Any help in the area would be greatly appreciated.

 

[QwertyGroup]

Hi, you can use Paypal and Google Checkout. However, if you want to accept cards you will need a Business Bank Account/Merchant Account and a Payment Gateway. I am no expert but that's what I know from trying to build a site for myself.

 

[mke]

QG's already mentioned what I've said, so I'm editing this. Just add Nochex as another you don't need a merchant account with. There are probably others.

 

[Blush]

You should be really opening a business bank account anyway,makes dealing with your accounts a whole lot easier.Also you bank could, in theory , start charging you business rates and they can backdate it too if they suspect you are running yourpersonal account as a business account.Its not that hard to obtain a business account, as long as you have ID etc..

 

[ttmw]

I already have a personal account for keeping track of my business side of things going in and out, what is the difference between a normal and business account and what could i/should i get charged for?

Are merchant and business bank accounts the same, and if not are merchant accounts hard to get? And lastly what is a payment gateway, is it just another company that specializes in handling and processing of the card details that i'm not legally allowed to do?