Suing tenant in small claims court

Chloe Brown Summers

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Jul 18, 2018
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Need some advice please.
We rented our flat above our commercial premises to a couple, who were both named on the joint AST tenancy.
They paid rent for one year and then stopped paying.
They separated and moved out, whilst sub letting the flat to someone else.
We eventually obtained vacant possession, however, were left with 7k rent arrears & 3k of damages.
We have managed to trace one partner, who is working, and the other has moved abroad.
When we contacted her, she said it was nothing to do with her and that we would have to recover any monies from her ex.
We are thinking about issuing a claim in the small claims court and would be grateful if someone could kindly advise on the following:
1. Presumably, we can sue either party for our losses/breach of contract and would they be liable for the whole amount or just half?
2. We only have their work place address - can we issue a claim at the workplace and can we serve it in person or would we need to hire a tracing agent to find the residential address?
3. Would we have to give a notice before action letter and can this be served at the workplace?
4. I believe we have 6 years to issue a claim - does this start from the date of the tenancy or from the date of when they stopped paying rent?
Any advice would be appreciated.
Thank you!
 
There is a proper procedure to follow and, whilst you will get some great advice here, you are best going to a (tenancy) legal exper.

Also, consider the risk, time to potential recovery, stress and potentially losing the claim.
 
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Gyumri

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Nov 25, 2008
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Hi they're jointly liable so you can elect to sue either. Send a letter before action by email or post be recorded delivery to the workplace marked private and confidential before issuing a claim and wait 7 days for a response. I think you can use Moneyclaims online but check.

Time starts to run from when the breach of contract occurred.

I would also request the former tenant to provide an address for service otherwise you can post it to his office by recorded delivery. Personal service is not required.

Upon obtaining a judgment you can apply for a 3rd party debt order so any money due from his employer will be paid to you.
 
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HFE Signs

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    Just be very careful not to spend a fortune on this with little chance of any recovery. I was once in a similar situation, in the end it was written off as a bad experience as the tenant had no money and no means of paying.
     
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    Gyumri

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    There is a proper procedure to follow and, whilst you will get some great advice here, you are best going to a (tenancy) legal exper.
    That is certainly the best course of action rather than trying to learn the ropes. Money claims online is supposed to make it easy for claims to be made from the comfort of one's armchair and it can work for some people. I haven't looked to see whether it allows tenancy claims to be made.
     
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    fisicx

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    You can’t serve papers to their work address. You need to find a residential address. And even then the likelihood of recovering and money is slim.

    What I am confused about is how to managed to let them acrue the rent arrears. Surely the lease had a non-payment clause you could have evoked.
     
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    Just be very careful not to spend a fortune on this with little chance of any recovery. I was once in a similar situation, in the end it was written off as a bad experience as the tenant had no money and no means of paying.
    This was my initial thought. From experience, chasing tenants post-tenancy is usually a 'blood out of a stone' scenario.

    Moving forwards, I'd strongly recommend a small investment in landlord's insurance if you are still a landlord. It includes legal support.
     
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    Gyumri

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    The best thing as others have stated is to get a solicitor to take action if the former tenant is trying to escape his liability by not responding to your letter before action.

    You can apply under CPR 6.19 to serve the claim form at his office address or even by email if you don't know his current residential address.

     
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    JEREMY HAWKE

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    If they have no assets I don't see how you could recover the funds as they don't appear to be volunteering a payment plan .
     
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    You can’t serve papers to their work address. You need to find a residential address. And even then the likelihood of recovering and money is slim.

    What I am confused about is how to managed to let them acrue the rent arrears. Surely the lease had a non-payment clause you could have evoked.

    Can I serve a claim at the debtors work address?​


    Yes, providing you can demonstrate to the court you have attempted to trace the debtor's residential address.


    You can then apply to the court for permission to serve at their work address.


    However you need the debtor's new residential address in order to enforce a court judgment, so it is advisable to use a tracing agent before you issue your claim.
     
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    You're not gonna see a penny, sorry to say.
    Don't know about that, if they are working and you get the decision, a wages arrestment order seems to work most of the time, the thought of your employer knowing your financial details seems to spur people into finding the money they don't have.
     
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    Newchodge

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    Don't know about that, if they are working and you get the decision, a wages arrestment order seems to work most of the time, the thought of your employer knowing your financial details seems to spur people into finding the money they don't have.
    £10,000 is a loy of money to find if you don't have any.
     
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    £10,000 is a loy of money to find if you don't have any.

    Or they just take a long time to pay it, aslong as they have an ok job.

    Table B – Deductions from Monthly Earnings

    Net EarningsDeductions(*)
    Not exceeding £566.51 Nil
    Exceeding £566.51 but not exceeding £2,047.65£15.00 or 19% of earnings exceeding £566.51, whichever is the greater
    Exceeding £2,047.65 but not exceeding £3,078.47£281.42 plus 23% of earnings exceeding £2,047.65
    Exceeding £3,078.47£518.15 plus 50% of earnings exceeding £3,078.47
     
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    Newchodge

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    Or they just take a long time to pay it, aslong as they have an ok job.

    Table B – Deductions from Monthly Earnings

    Net EarningsDeductions(*)
    Not exceeding £566.51 Nil
    Exceeding £566.51 but not exceeding £2,047.65£15.00 or 19% of earnings exceeding £566.51, whichever is the greater
    Exceeding £2,047.65 but not exceeding £3,078.47£281.42 plus 23% of earnings exceeding £2,047.65
    Exceeding £3,078.47£518.15 plus 50% of earnings exceeding £3,078.47
    Most people earning at the lower end of the first amount would simply look for another job - gives them, probably a year before they have to start paying.
     
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    MBE2017

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    Most are jumping to the conclusion there is no money to be recovered. That might well be the case, but there is a significant number of tenants who do this professionally, living for free most of the time.

    I would check out the finances AND then make a decision of where to go from there.
     
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    Most people earning at the lower end of the first amount would simply look for another job - gives them, probably a year before they have to start paying.

    There are any number of 'it depends ' scenarios, most revolving around whether the tenant is a determined non-payer, a chancer or genuinely skint.

    @lesliedocherty is correct, anything that involves third parties tends to reveal their hand.

    There is still the question of how much time and energy the OP wants to commit to reaching that point
     
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