public liability insurance

[BeaterButcherB]

Sorry, missed previous post.

Not sure what you mean about open/closed shop.

When they use the phrase "its a closed shop" they tent to mean that the tickets where sold before they where advertised, the winner has been decided before the auditions have even taken place! or we know who is going to get the job before the interviews have started

Just asking if the pitches you sell are for people you know only or anyone can rent?
Thanks

 

[BeaterButcherB]

I don't do the paperwork.

We used to be a 1500 capacity event we dropped the numbers as it made the paperwork easier and cheaper and we make the same £ due to lower infrastructure costs (toilet hire & emptying is a massive cost and we have some onsite facility which means we don't need to hire in for first 250 and can use mains water for next 250 so cheaper units). We would also need to hire in external medic/first aid support as wouldnt have enough of our own anymore to adequately cover a larger event (we used to get our members trained up to be first aid marshals at local speedway which meant they were qualified to first aid at the event as well, but the speedway shut)

So your saying that they wont grant a TEN because of
1. The toilets on site are not enough and
2. No first aiders on site

I know on our old site (across the road from the current) under the old regime we had to provide a fire evacuation map printed to a specific scale, as it was a field that meant a 6'x4' map that was mostly blank space.

I too was asked for a fire evacuation plan

The biggest thing is having a track record and the local council enforcement teams having not had issue in other years, their departments are shrinking so they will prioritise work on a risk basis - we are not perceived as a risk due to past actions so get less attention

So if they have had issues in the past that have had nothing to do with you or your site, then they will punish you for it?

 

[BeaterButcherB]

Car insurance? Mine went up by 150% this year and that after shopping around!

and did they explain why it went up?

 

[BeaterButcherB]

@BeaterButcherB

I understand from £30 to £100 is over a threefold increase. However, this is as much about costs and less about insurance risk. Insurers have to pay salaries, IT systems, documents etc etc which all costs money - these need to be covered before any cost in relation to risk is factored in.

Have you tried: https://www.events-insurance.co.uk/event-insurance-policies/stallholders-insurance/buy-quote - they say their stallholder quotes start from £32?

Then that site is a con!
they quoted me rom 134.00 for 100 days!

 

[IanSuth]

So your saying that they wont grant a TEN because of
1. The toilets on site are not enough and
2. No first aiders on site


I too was asked for a fire evacuation plan


So if they have had issues in the past that have had nothing to do with you or your site, then they will punish you for it?

The number of toilets per male and female punter is laid out in HSE guidance - if you are not meeting those needs you are in breach of the requirements for the TENS

they depend upon whether you have food and drink available and the event is for longer than 6 hours

Obviously they are a vested interest but if you look at any toilet hire company website they list the regs usually with a calculator

First aid 100% you will not get a licence if you are running an entertainment event without clear first aid provision. You even have to have an incident book in which first aid record all events they deal with.

As for our last point I am saying the opposite - all council enforcement officers start from a place of "this could be a risky event let's dot the i's and cross the t's" they row back from that if they know about you or the event and reward you for past good practice.

If your organiser has not sorted first aid and loos I wouldn't even set foot on site !!!!!!

 

[IanSuth]

Then that site is a con!
they quoted me rom 134.00 for 100 days!

"start from £32" does not mean "£32", that may be for manning a pre built permanent stall in an indoor shopping centre which is obviously less risky than a stall/awning on a van in a field.

And think how many events you could do in 100 days - 3 mths or 13 weekends, call it £10 per weekend

 

[fisicx]

Then that site is a con!
they quoted me rom 134.00 for 100 days!

You are selling gas canisters. I’m surprised it’s not higher.

 

[BeaterButcherB]

The number of toilets per male and female punter is laid out in HSE guidance - if you are not meeting those needs you are in breach of the requirements for the TENS

they depend upon whether you have food and drink available and the event is for longer than 6 hours

Obviously they are a vested interest but if you look at any toilet hire company website they list the regs usually with a calculator

First aid 100% you will not get a licence if you are running an entertainment event without clear first aid provision. You even have to have an incident book in which first aid record all events they deal with.

As for our last point I am saying the opposite - all council enforcement officers start from a place of "this could be a risky event let's dot the i's and cross the t's" they row back from that if they know about you or the event and reward you for past good practice.

The problem is that the council dont bother listing guidelines on the minimum requirments for a TEN. I guess that way they can make it all hear say and buck the system to suit them and there fellow members of the club who apply for a licence that is

If your organiser has not sorted first aid and loos I wouldn't even set foot on site !!!!!!

if no loos, i cant see anyone stepping foot on the place

 

[Paul Kelly ICHYB]

Just asking if the pitches you sell are for people you know only or anyone can rent?

Sorry, no. I will sell space to anybody who wants to take it (although I tend to have 90% returning clients)

 

[BeaterButcherB]

"start from £32" does not mean "£32", that may be for manning a pre built permanent stall in an indoor shopping centre which is obviously less risky than a stall/awning on a van in a field.

And think how many events you could do in 100 days - 3 mths or 13 weekends, call it £10 per weekend

they dont even ask these question its one size fits all! they give a BS price out to get you in there and then they try and rip you off

 

[BeaterButcherB]

You are selling gas canisters. I’m surprised it’s not higher.

again, they dont even ask what you are selling coz its one size fits all big money making scan that they are all in bed monopolizing with there partners

 

[BeaterButcherB]

Sorry, no. I will sell space to anybody who wants to take it (although I tend to have 90% returning clients)

you said on a thread before something like you do the vetting to see if they meet the requirements. is this correct? if so what do you ask from your traders? Where abouts do you host the event?
Thanks

 

[hlginxs]

You could have a look at Vento (www.ventoinsurance.com) and see what they have to offer?

 

[Mattymoomoo]

so tell me then, in my life time when i passed my test in 2000 it was about 300 quid to insure my car.
Now with god knows how many years no claims they all quote 700 quid upwards (and they dont discount anymore then 5years no claims BTW) then i stop driving for 2 years and every insurance company say my now claims no longer count and my insurance quotes are now 1K plus

The people comply to this fraud that is why. So When they started charging for parking permits in London it was 20 quid and the stupid people said oh its only 20 quid thats not much. know how much it is now. 200!

EDIT a few years ago I had an argument with NFU on the phone, about there pricing and they said it is all done by our deep and dark under writers. i asked to be transfered to them and they refused I asked to be transered to there legal team and again they refused! and asked for an address to write to them and they refused

EDIT AGAIN Now the classic car community dont put of with tyranny! my insurance is 80 quid a year. free to tax and MOT exempt. if enough people write to the secretary of state demanding chance then they must comply! as "we are the people we are the power we are the 99%"

Have worked for motor insurers before (trust me they are not all making a killing), they would never put a customer through to the underwriters. Firstly, they dont want to give you any information that may lead to you gaming the system. Their data is based on the assumption that you answer everything honestly. Their prices are based on risk, using the data they have (as well as keeping an eye on competitors prices). Secondly, why would the business want to put you through to someone to complain about the price? You would flag as a difficult customer and if on a comparison site, presumably you called as their price is already competitive.

You could try and go in with another stall owner, or as mentioned above if you are worried about £100 the business simply isnt for you. Take the £100 and invest it in insurance shares (given the amazing returns). Im not sure why you want the secretary of state involved here, are they stumping up the insurance money?