Fastest card processing times?

positiveenergy

Free Member
May 15, 2007
115
9
Anyone getting their money from card receipts in less than 4-5 days? I received mine for the first time ever last week in 48hours so that has showed me we can get it earlier. This week it has taken 4 days again. Thanks
 
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Standard settlement is usually 3-5 days through acquiring banks but it can be reduced to next day if there is a banking relationship with the acquirer (e.g. Barclaycard into a Barclays account, Global Payments into a HSBC account).
 
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4 days is about right. It is normally between 3 and 5 they say, although, indeed, sometimes it could be as quick as 2 days - I guess depends on the day of week, bank holidays, etc.

At the same time, I'm reading that Stripe has a daily payout schedule - worth checking them out!
 
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The quickest I've seen is 24 hours, but I think that was a fluke! Most of the transactions we process are settled within 2-3 days.

Stripe in the UK at the moment is 7 days from charge to settlement!
 
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