Hi everyone, new member just joined site.
I've recently taken voluntary redundancy from Lloyds TSB as a financial Adviser and its not until look around at other financial advice opportunities at how poor bank advice was in comparison.
After meeting with around 10 different firms (mostly self employed) I have decided that St James Place wealth management was the best choice for me personally to provide most areas of financial advice / wealth management.
Most banks now will only be servicing customers with over 100-150k minimum to invest leaving average investors with 15-100k with nobody to provide a service to so a perfect opportunity. We all realise that interests are still rock bottom so making use of investments over the medium term is a better time than ever even if only looking to utilise your ISA allowance and making use of any tax savings available.
Other areas advice is vital is protection of your income, family, mortgage needs. Pensions - majority of people will be left with a shortfall in what they would like to ideally have to live on come retirement.
For those with sole estates of more than £325,000 or joint of more than £650,000 inheritance tax is something that with the correct planning can be avoided with the right advice and for many busy professionals many of these areas can easily be overlooked but need to hold high importance.
Feel free to contact me if anybody would be interested in a free no obligation meeting to assess your personal situation and to see if would be interested in taking any advice further with myself and chosen companys offerings.
