insurance

  1. Sam Bennett

    How do home based resellers insure their stock?

    I run a small phone flipping business from home, buying, repairing and reselling iPhones on eBay, Vinted and Facebook Marketplace. At my busiest i’ve got around £5k of stock in the house at any one time and i want to get it properly insured. From what i’ve read, normal home contents insurance...
  2. Vince G

    Implementation of AI and core company policies

    Hi all! How you changed your policies when implementing AI in your business? More context - we want to use AI to assess the insurance part at diceus com What should we have in mind from a legal part?
  3. B

    Insurance after insolvency

    Hello We are having real trouble in finding insurance for both property and other business liability having gone through a liquidation process. We have to declare our liquidation to our insurers. We found three brokers we have had policies with but its getting harder and harder. Does anyone have...
  4. G

    VAT insurance

    We have recently registered for VAT and need to look at our insurance(s) Our accountant does not offer tax insurance. So need to look at alternatives. I note that the FSB offer this as part of their £250 annual fee - is this worth it? I have no idea what this might cost, but can't believe it...
  5. C

    Business insurance to cover 2 companies at the same address / very similar industry.

    Hey folks, so I am a sole director of a business IT company, as well as a 50% partner/director of another IT company - we basically split the companies to allow one to be VAT registered (for the business customers) and the other remains non VAT registered and is mainly a residential focused IT...
  6. S

    Unable to get insurance, company may close!

    My name is Sam, I've been running a niche staffing agency for a couple of years now. We supply staff with motorcycles to industries who use a lot of couriers. Rather than paying for both an assistants day rate and lots of couriers throughout the day, companies now get assistants with...
  7. F

    PI insurance and contracts / closing business

    Hi there, My other half and I are thinking of closing our limited company and take different work routes. We have had to maintain (increasingly expensive) £5m PI insurance for design liability for around 10 years (construction industry). I have read about run-on insurance. I don't want to alert...
  8. D

    Liability insurance for holiday let

    Hypothetically..if I built a shepherds hut or similar and rented it out for holiday letting would my liability insurance be invalid if I didn't have planning permission? I always intended to go for retrospective planning (which I have been told by a retired planner that I will almost certainly...
  9. S

    Van insurance query

    Hi 👋 Does anyone have any suggestions or contacts in the "fleet insurance" area ? This is a new business venture with 6 3.5t vans and I'm looking for the absolute cheapest option possible. I've been warned that the brokers are like vultures and I have little to no experience in this field so...
  10. AvantageBroker

    Seeking Insights & Experiences with Recent Business Insurance Renewals

    Hello Everyone, I trust you’re all in good spirits and enjoyed a relaxing weekend. As a dedicated commercial insurance broker, I’m keen to engage with fellow members on the current state of business insurances. The renewal process can often present challenges, and I believe many of you might...
  11. Adam Jem

    Event insurance for hobby traders

    I feel the solution may be, "speak to your insurance company", but I don't have enough experience to know for sure. I manage some of the marketing for a three day village fair on council ground. Each trader is required to have public liability insurance to comply with council regulations...
  12. S

    IR35 investigation insurance

    As an IT contractor for some years I have made every effort to ensure the contracts on paper and in practice were out-of-scope of IR35. I've paid insurance to QDOS for contract assessments and for their legal / financial assistance should an investigation take place. I have not been trading for...
  13. V

    Seeking advice on the correct type of business insurance

    Hi folks, I run a small business selling dry food products online. I currently have an insurance policy with Hiscox that covers Public & Product Liability, Employer's Liability and cover for my stock. I am now looking to extend my business to start supplying to business customers as well...
  14. How to choose the right insurance for your small business

    How to choose the right insurance for your small business

    Insuring your business is essential to protect you against costly bills, hefty fines, disqualification and even jail time. But choosing the right policy can be daunting. In the UK, insurers pay out a whopping £22 million every day in business insurance claims. This jaw-dropping figure...
  15. AndreasC

    Tax investigation insurance

    This is for accountants out there. I'm registered with ACCA and have been approached by Croner-i to take out a whole firm practice Tax investigation insurance policy that would cover the cost of my fees to clients relating to HMRC enquiries. They have said that I could then sell it to my...
  16. T

    Insurance required for web service

    Hi All, we have just registered a limited company to launch a new web service for professional musicians to list them in an online directory where they can find work more easily. I'm wondering if you know what kind of insurance we must have or recommended to have for this business? Perhaps...
  17. F

    Car insurance, what should I do next?

    Hi all, I am the social media KOL, now working as an introducer on car insurance to a broker firm, the latest 4 months I have 50 new customers referred to the broker and completed deal. One of the reason to close the deal first is due to the broker firm has few employees to take care the new...
  18. K

    Insurance Broker

    I was recently reading a couple of interviews with the founder of Dynamo Cover an insurance broker. The man started out, a little showily, on the Apprentice, then was kicked out (natch), went briefly into bicycle insurance (as a broker), was made redundant, and then started up by himself. Then...
  19. R

    Product liability insurance

    Hi, Can anyone recommend any insurance companies that offer product liability insurance for cosmetics and supplements, please? I had a look through the UKBF guides but didn’t see any mention of product liability insurance. Maybe I missed it. If I did, could someone post the link, please? Thanks.
  20. B

    Insurance - Rights to Recourse

    Hi, Im trying to work out whether or not my contract with a supplier included waiving my rights to recourse - I have explicitly asked the question to my suppliers also. I haven't signed a set of T&Cs but ordering via them is online and has the T&Cs of sale. Would someone be able to assist me...
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