Starting an online letting agents

Wantinglegaladvice

Free Member
Apr 2, 2018
120
9
Considering starting a letting agency business. I know there's a pretty low barrier to entry in terms of setup costs, but our differentiator will be being based online and having most of the management self-service or automated, reducing workload and allowing us to offer much lower fees to landlords.

Most traditonal letting agents have expensive and are quite old-fashioned (phone to report problems, expensive and commission based etc.), I also don't see letting agents being revolutionized the same way estate agents are with the rise of online ones.

For example, we will offer two packages. Self-listed, which gets you on the listing sites such as Rightmove etc and we'll handle any inquiries or users of our site/app may contact the landlord direct.

Then there's fully-managed which does what it says. We'll fully manage the property like a high street letting agent but with a lower fee than one would typically charge. Most charge around 8-10%, whereas I can turn a decent profit on £50 per month at a flat rate + a £300 one-off setup fee. On top of this we can also sell 'extras' such as cleaning, EPCs, viewings etc.

We could also offer an insurance policy to tenants where for an extra monthly fee of £xx we'd guarantee to the landlord damage from pets would be covered, in an effort to solve the shortage of pet-friendly lets.

The way for us to reduce costs would be no fancy branches and a tenant app where 90% of issues can be reported. Inspections can be done via photo and very little would need to be done face to face.

I think the lower fees would be attractive, especially in my local area where old expensive agencies dominate but would it be a slow burner? Looking for someone who works or has worked in the industry really for advice.
 

agentx

Free Member
  • Jul 18, 2021
    14
    3
    I’m Here to help with persuading people not to get involved in lettings. The one thing years of experience has told me is that the average fee charged is charged for a very good reason. It is because that is how much it costs to provide the level of service the average landlord expects in return for giving you their business. You use the term “expensive”, when what you mean is “going rate”.

    There are honestly no realistic cost savings to be had through any part of this business; all good software includes automated ‘issue’ reporting as standard. Proper inspections cost the same to carry out whichever way you look at it. Insurance add ons are a tiny part of an agents income. They probably cover telephone costs for the month.
    My office rent is less than 5% of my turnover: most agents probably pay rightmove a higher percentage of their turnover than they do their landlord.

    Barriers to entry:

    -Mature even saturated market
    -difficulty securing new business (most potential clients will be long term happy clients of your competition)
    -low fees = difficulty making a worthwhile living
    -very slow business growth
    -high relative portal costs (an agent with 5 properties pays the same as one with 500)

    Having seen most small players fall by the wayside I can say the only realistic way to break into lettings is through acquisition or playing a long game with deep pockets.
    Companies like howsy are not going to survive IMO. They have already virtually doubled their fees whilst putting out the begging bowl to investors. It is a highly localised service that on line companies can only dream of properly breaking into.
     
    Last edited:
    • Like
    Reactions: fantheflames
    Upvote 0

    Calvin Cols

    Free Member
    Jan 23, 2022
    1
    0
    Yes, there's been a new recent update on foreclosure notices for real estate agents and landlords. For example, the updated form 6A , it's a notice of no wrongful possession. It is very important to be able to fill out the new forms and find out about other things that may be updated. Write to learn more
     
    Upvote 0

    agentx

    Free Member
  • Jul 18, 2021
    14
    3
    I’m Here to help with persuading people not to get involved in lettings. The one thing years of experience has told me is that the average fee charged is charged for a very good reason. It is because that is how much it costs to provide the level of service the average landlord expects in return for giving you their business. You use the term “expensive”, when what you mean is “going rate”.

    There are honestly no realistic cost savings to be had through any part of this business; all good software includes automated ‘issue’ reporting as standard. Proper inspections cost the same to carry out whichever way you look at it. Insurance add ons are a tiny part of an agents income. They probably cover telephone costs for the month.
    My office rent is less than 5% of my turnover: most agents probably pay rightmove a higher percentage of their turnover than they do their landlord.

    Barriers to entry:

    -Mature even saturated market
    -difficulty securing new business (most potential clients will be long term happy clients of your competition)
    -low fees = difficulty making a worthwhile living
    -very slow business growth
    -high relative portal costs (an agent with 5 properties pays the same as one with 500)

    Having seen most small players fall by the wayside I can say the only realistic way to break into lettings is through acquisition or playing a long game with deep pockets.
    Companies like howsy are not going to survive IMO. They have already virtually doubled their fees whilst putting out the begging bowl to investors. It is a highly localised service that on line companies can only dream of properly breaking into.
    Just thought I would leave this here:
     
    • Like
    Reactions: onlyforward
    Upvote 0

    onlyforward

    Free Member
    Sep 4, 2022
    9
    7
    Just thought I would leave this here:
    you called it! I don't think online only estates agents will be able to compete with brick and mortar estate agents for at least the next decade. The business is way too serious for that. I like to compare it to ghost kitchens in the takeway business. I don't think they will survive because customers have ZERO clue about who is actually cooking the food. Most have no google profile and thus lack accountability. It feels too "business".
     
    • Like
    Reactions: fantheflames
    Upvote 0

    Stedurham

    Free Member
    May 11, 2018
    541
    84
    I have a rental portfolio I pay 7.2% inc vat and everything is reported online via apps, all leading agents do this. Not sure how much yiu have ti byrn to find people like me but hope its lots. Plus id only ever use a local agent they know that market and deal with it all day, you could be 200 miles away and guessing the market
     
    Upvote 0
    For me the bench mark with online letting agents is Open Rent, it just cant be beaten for price and it blows a high street agent out the water.

    I have used them for a number of properties now and its literally saved me £thousands.

    I understand if landlords want a more personal and hands on agent such as one one a high st but my advice is to do what Open Rent do but do it better if you can.
     
    Upvote 0

    m4hmo

    Free Member
  • Dec 11, 2022
    145
    46
    London & Bristol
    I would never use an agent, they don't deserve the 10-12% they charge off your rental income. I self manage a number of hmo's in london and bristol, its a piece of cake. Helps that i know how to fix pretty much everything but the boiler but thats besides the point. They are not worth 10%. Thats nearly £20k a year for me. NOPE.

    Openrent has a comprehensive £20 referencing service which is amazing. I have never had a tenant in difficulty after they passed this and moved in.
    Spareroom.co.uk for the HMO's, again a great site, £10 advertising.
    Openrent again for advertising a whole property - think it was £50 for their "package"
    Docusign for signing tenancy agreements. £20 per month whenever I need it. I use it ad hoc.

    Why does anyone even need an agent. Consider doing it yourselves !
     
    Upvote 0

    fantheflames

    Free Member
  • Business Listing
    Nov 23, 2022
    490
    151
    Bristol
    fantheflames.co.uk
    you called it! I don't think online only estates agents will be able to compete with brick and mortar estate agents for at least the next decade. The business is way too serious for that. I like to compare it to ghost kitchens in the takeway business. I don't think they will survive because customers have ZERO clue about who is actually cooking the food. Most have no google profile and thus lack accountability. It feels too "business".

    Interesting perspective.

    Do you think that's because brick and mortar estate agents offer that extra element of trust being 'in person' or something else? I might be biased, but I think online can be just as good, or even better, than brick and mortar businesses.
     
    Upvote 0
    • Like
    Reactions: fantheflames
    Upvote 0

    Latest Articles

    Join UK Business Forums for free business advice