- Original Poster
- #1
Hi i'm Andy 28 From Ipswich Suffolk, next month i;m starting out on my own as a mobile mechanic and woud like to know if i'm missing anything obvious from my startup plans.
Basically i will be a mobile mechanic going round in a van offering repairs and servicing to people in the local area
Have over the last few months purchased all additional tools required and a van to allow my business to startup.
Have got various trade insurance quotes that cover me and all my vehicles as well as customers vehicles for road risk cover, one broker i;ve spojken to has advised i will not need public liability cover but i;m guessing i should have it, i assume this will cover if the wheels fall off a car after a repair etc?
Insurance wise i'd rather be over-covered than leave myself wide open to stupidly massive expenses! Is there any cover I can get to cover me against damages to vehciles? for example say I replace a cambelt on a vehicle and 3 months later due to a component defect etc. the belt snaps and ruins the engine
Advertising - Website and Facebook page currently a work in progress along with a flyer design that will be delivered by myself on the quiter days through all doors in target areas
Bank Account - Assume I need a business specific account I cannot just open a regular bank account in my name and use that as a seperate account for business?
I currently also have a workshop hired from a local landowner on an informal basis i.e. no paperwork etc. as its purely for hobby use, landowner is happy for me to use it for business etc. as long as its only me bringing vehicles to workshop i.e. no customers knocking on his door looking for me etc. assume if this is declared officially it'd be subject to business rates, in which case i;d rather avoid using it as i sense business rates would be horrendous despite the fact i;d only be using the equivalent of a car space in a large barn (and only used for jobs where roadside working is not feasable)
Waste Disposal - all waste will be stored and disposed of correctly and stored at the above workshop, but as i will be carrying waste oil etc. in the vehicle will I be subject to waste carriers liscence?
Tax etc. is still a bit confusing but got a few friends doing the same job who seem willing to help the HMRC advice all seems very vague and difficult to relate to a mobile business any online guides that are a bit more specific to my needs?
Thanks in advance and if anyone can see anything i;m overlooking please do tell me! Not looking to become a millionaire just be able to provide myself and family with a better wage than I am currently on
Basically i will be a mobile mechanic going round in a van offering repairs and servicing to people in the local area
Have over the last few months purchased all additional tools required and a van to allow my business to startup.
Have got various trade insurance quotes that cover me and all my vehicles as well as customers vehicles for road risk cover, one broker i;ve spojken to has advised i will not need public liability cover but i;m guessing i should have it, i assume this will cover if the wheels fall off a car after a repair etc?
Insurance wise i'd rather be over-covered than leave myself wide open to stupidly massive expenses! Is there any cover I can get to cover me against damages to vehciles? for example say I replace a cambelt on a vehicle and 3 months later due to a component defect etc. the belt snaps and ruins the engine
Advertising - Website and Facebook page currently a work in progress along with a flyer design that will be delivered by myself on the quiter days through all doors in target areas
Bank Account - Assume I need a business specific account I cannot just open a regular bank account in my name and use that as a seperate account for business?
I currently also have a workshop hired from a local landowner on an informal basis i.e. no paperwork etc. as its purely for hobby use, landowner is happy for me to use it for business etc. as long as its only me bringing vehicles to workshop i.e. no customers knocking on his door looking for me etc. assume if this is declared officially it'd be subject to business rates, in which case i;d rather avoid using it as i sense business rates would be horrendous despite the fact i;d only be using the equivalent of a car space in a large barn (and only used for jobs where roadside working is not feasable)
Waste Disposal - all waste will be stored and disposed of correctly and stored at the above workshop, but as i will be carrying waste oil etc. in the vehicle will I be subject to waste carriers liscence?
Tax etc. is still a bit confusing but got a few friends doing the same job who seem willing to help the HMRC advice all seems very vague and difficult to relate to a mobile business any online guides that are a bit more specific to my needs?
Thanks in advance and if anyone can see anything i;m overlooking please do tell me! Not looking to become a millionaire just be able to provide myself and family with a better wage than I am currently on
