Insurance for a very small computer repair business

[1974darrenh]

Hi. I am in the process of starting a UK business as a computer repair technician as a sole trader from home.

My question is in regard to insurance. All I want is something that will cover me should I damage a computer while it's in my possession at home. I do not need insurance for home visits or anything off my property.

I don't know where to start Any help appreciated.

 

[Ozzy]

Hi ya @1974darrenh ; Have you tried

We work in partnership with Simply Business which helps fund this site, make an enquiry/quote on here and they will be able to give you some options.

 

[fisicx]

Or ask our resident expert @Frank the Insurance guy

 

[Frank the Insurance guy]

Hi @1974darrenh ,

How small is "very small"? It will cost a few hundred pounds per year as a minimum.

Insures will not include cover if you cause damage whilst you are carrying out the repair - this is a "business risk". Cover will be physical damage to the equipment such as fire, theft, water damage etc. You may be able to include Accidental damage cover (eg. dropping it).

Also, make sure you tell your Home Insurer what you are doing otherwise you may find you its invalid!