I ripped our HMRC tax repayment check :C

[ThatDevAaron]

I went to open a hmrc letter like an absolute mong and ripped the side of the check, do I need to request a new one? or will the bank still accept it? :CCCCC

The check:

 

[Newchodge]

The photo does not really help. Are all the numbers and letters visible? Do you have the missing bit(s)? Do you have a branch that you can visit so they can advise you?

 

[ThatDevAaron]

The photo does not really help. Are all the numbers and letters visible? Do you have the missing bit(s)? Do you have a branch that you can visit so they can advise you?

The rip is literally on the far right side of the check, and hasn't ripped anything "important" such as any letters or numbers, the photo actually provides a very clear view of whats been ripped, everything else is completely in-tact.

I have branches near me, I just didn't want to take the time to go into one if its not going to be acceptable/low chance of it being accepted.

 

[Newchodge]

The rip is literally on the far right side of the check, and hasn't ripped anything "important" such as any letters or numbers, the photo actually provides a very clear view of whats been ripped, everything else is completely in-tact.

I have branches near me, I just didn't want to take the time to go into one if its not going to be acceptable/low chance of it being accepted.

Only the bank can tell you with certainty, but it looks ok.

 

[MyAccountantOnline]

If your bank wont accept it the quickest option is to call HMRC ask them to cancel the cheque and give them your bank details to send the refund. I've done it several times as an accountant acting for clients and not had any issues.

 

[ThatDevAaron]

If your bank wont accept it the quickest option is to call HMRC ask them to cancel the cheque and give them your bank details to send the refund. I've done it several times as an accountant acting for clients and not had any issues.

Perfect resolution.

 

[johndon68]

It's along time since I worked in a bank but, had the ripped part been taped back on, we would have accepted a cheque like that.

John

 

[MikeJ]

In the old days, you could technically write a cheque on anything. There were stories of a cheque being written on the side of a cow, and it being accepted. Not sure you'd get that to go into a machine these days.

 

[ThatDevAaron]

In the old days, you could technically write a cheque on anything. There were stories of a cheque being written on the side of a cow, and it being accepted. Not sure you'd get that to go into a machine these days.

wow. great fact. totally useful information, thank you ever so much for your assistance in this endeavour.

 

[MikeJ]

Ha, sorry, my point being if all the information is on there, there's no reason why they shouldn't accept it.

 

[Gecko001]

Ha, sorry, my point being if all the information is on there, there's no reason why they shouldn't accept it.

I agree. If common sense prevailed like in the past.

 

[fisicx]

Take a cheque to the bank? How quaint.

I take a picture and use my banking app to pay it in.

 

[Gecko001]

Don't the banks scan all cheques they receive now? If torn it might snag the scanning machine. Anyway, the bank will tell you what's what.

 

[ThatDevAaron]

Take a cheque to the bank? How quaint.

I take a picture and use my banking app to pay it in.

WTFFFFF IS THIS SERIOUSSSSSSS

i gotta open my bank app to check this lmfao

 

[fisicx]

WTFFFFF IS THIS SERIOUSSSSSSS

i gotta open my bank app to check this lmfao

Not all banking apps do this but many do. Mine has a ‘pay in cheque’ option.

 

[WaveJumper]

I never go to bank just scan it in by phone through my banking app

 

[JEREMY HAWKE]

I cant remeber the last time I accepted a cheque

 

[WaveJumper]

40 odd years a go I was standing in line at Nat West Bank in Romford when someone paid a cheque in written on a radiator.

 

[WaveJumper]

I cant remeber the last time I accepted a cheque

Younger members of our society wouldn't even know what a cheques was let alone write one

 

[JEREMY HAWKE]

Younger members of our society wouldn't even know what a cheques was let alone write one

My business bank did a better deal 15 years ago if we stopped taking cheques

 

[ThatDevAaron]

My business bank did a better deal 15 years ago if we stopped taking cheques

bro wore his bank down with all the checks he was accepting lmao

 

[KM-Tiger]

In the old days, you could technically write a cheque on anything.

Indeed you could write a cheque on anything, but up until 1971 cheques had stamp duty on them. So you would need to stick on a two penny stamp somewhere.

Preprinted cheques from banks had a 'stamp duty paid' symbol on them The banks paid the Exchequer directly.