As a small UK business whose online trade is conducted 100% via HSBC Secure ePayments, we've watching this latest outage with disbelief.
Aside from the thousands in lost sales, it's also costing us massively in out-of-hours developer and administration hours as we started integrating with another payment gateway (Protx) last night. Although it looks like we'll have a working system by tommorrow morning, it transpires that we'll still have to wait 48 hours for Protx to review our application and get us trading. Consequently this is going to be a very expensive issue for us.
We've certainly learned a hard lesson this weekend about having more than one internet payment gateway available to us.
I have the utmost sympathy for any firms who solely use HSBC secure ePayments for online payments, but do not have technical staff at hand to help them get up and running immediately.
As for comment on HSBC Secure ePayments handling of this situation:
+ No communication from them at all in any form, at any time, regarding the outage.
+ No explanation of what caused the issue, what the consequences are likely to be, and when the system will be available again.
This is in keeping with the way they handled to their last outage earlier this year (HSBC 'lost' a whole days trading data across their system in January this year. Customers who contacted them received varying vague explanations over the 'phone. After the event they also received a 'sorry' letter that promised a 'major incident review' and a hard copy of the transactions in question. Customers who didn't bother to contact them received nothing.)
We will be taking every action possible to claim against HSBC Secure ePayments for the consequences of their incompetance.
I'll be posting any information that may be useful to others about our claim against the HSBC here, and will be watching this thread with great interest to see how others get on over the next few weeks..