Dissolved Company - Outstanding Debt

BusterBloodvessel

Free Member
  • Jan 22, 2018
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    Hi All,

    Our company was dissolved back in May 2023. At the time we did have quite a lot of debt, the majority of which we managed to pay off however we were left with some outstanding debts primarily to utility companies. There were no objections to the strike off and it went through over 3 years ago. Our electricity supplier was advised of this (whom we owed a significant sum to) and we never heard from them again.

    However, I have recently started to get calls and letters from LCS chasing an outstanding debt of £700 to Water Plus. Bizarrely, these are coming addressed to the company name but without Ltd i.e. "Company" not "Company Ltd". And they've started coming to my new house that I only moved into in March. I can only think that somehow me going on the electoral roll there has flagged something for them to start collections up as they've "found" me, and I was a director of the company. However the letters are not addressed to my name in particular.

    I finally answered one of the calls today and told the advisor that the Ltd company was struck off 3 years ago. Her response was "we're being told by Water Plus that the business isn't a Ltd company" (which stacks up with the way the letters are addressed). But it categorically was a Ltd company and as far as I am concerned the Ltd company had the account with Water Plus.

    She said she would feed that back to them but couldn't guarantee it would stop any collection activity. Anyone any ideas where I might stand here or if I need to be worried? They clearly believe the account isn't with a limited company. But all the communication isn't in my name either, it's literally just addressed to "Company". Yet there must be some link to me because they've sent stuff to my new home address!
     
    What name was on your contract/bills?

    Did you have a personal guarantee?
     
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    Blood Lust

    Free Member
    Sep 7, 2011
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    I'll have to go and find some old paperwork but thinking about it I think it was always just to "Company" without the Ltd name. Not something I ever really thought of as an issue at the time.

    Definitely not in my name, and definitely no personal guarantee.
    Without personal guarantee do nothing.

    The limited company is gone, it was legally a separate person and you are not liable for its debts unless there was criminality involved.
     
    Upvote 0
    I'll have to go and find some old paperwork but thinking about it I think it was always just to "Company" without the Ltd name. Not something I ever really thought of as an issue at the time.

    Definitely not in my name, and definitely no personal guarantee.

    The wording will matter - if it refers to ghe company name but omits 'ltd' you should be able to argue that it's obviously the company

    If it refers to you trading as, it may be stickier ground
     
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