Best Payment gateway for small e-commerce website

Justin B1212

Free Member
Jul 3, 2020
91
1
My Wordpress e-commerce website probably only takes £8k per year approximately. I use PayPal as the only payment gateway, but I have found out recently when I refund customers, PayPal doesn’t refund me the 3 percent transaction fee any more. Is there any better payment gateway you can recommend?
 

Mr D

Free Member
Feb 12, 2017
28,915
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Stirling
Yes paypal changed their terms last year sometime? Brings them in line with competitors. They notified sellers of the change well in advance.

Look around for a payment processor that refunds fees, not sure which of them do these days.

Stripe don't refund fees. They are a pretty good payment service provider for those customers of yours that don't need refunds.

Google pay does refund fees. But is Google pay a good enough service for when you don't have to refund buyers?

Don't forget too - its not just what is useful to you, its what your buyers want that matters. Is paypal a popular payment method? Will you lose sales by dropping it as an option?
Or it is not so popular as some other methods that your buyers can use or be persuaded to use?
 
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Scottishgifts4u

Free Member
Jul 6, 2017
191
58
PayPal businesses account.

Best of both worlds using PayPal or cards. Just make it very clear on the checkout that you can use either.

Bit more expensive than some but as above if you’re only turning over £8k is it going to make a lot of difference?

If refunds are a problem I’d be more concerned in why you are getting them than the financial aspect.
 
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fisicx

Moderator
Sep 12, 2006
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www.aerin.co.uk
I use PayPal for almost everything now. If the only option is to use my credit or debit card I tend to shop elsewhere.
 
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Tom Horton

Free Member
Jan 10, 2021
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0
Hi

I think you're always going to need PayPal as one option, but for card payments I have always used Stripe as the "alternative", giving the customer a choice.

You mention about using Wordpress so am I right in saying you use WooCommerce?

Best Regards




Tom
 
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