Automatic Bank Feeds

Most of these services use a company called Yodlee who are pretty much the only major player in this space. I use the FreeAgent bank feed reluctantly, as mentioned above it does put you in breach of your T&Cs although I'm satisfied with their security (especially as it has two-factor auth).

Hopefully over the coming year or two web scraping APIs like Yodlee will disappear as banks continue to roll out open banking services and APIs for online accounting packages and similar to use. I know FreeAgent is in the process of rolling out more open banking feeds (including Starling integration which is due soon).
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Monitoring Office Targets - Estate Agency

Reminds me of recruiters who were targeted on phone time, they called the speaking clock or each other.
I had a job with call time as a target. Monday morning, called up my good accounts and had a catch up on football. Friday morning, talking about the weekends football.

Champions league - mid week targets smashed.

We used to piss ourselves saying it is "building relationships" - easiest job ever... unless there was no football.
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Advertising on cars?

I thought you could easily avoid any issues by have a agreement where if they did any of the things you mention they have to compensate you and they won't get paid. So the incentive to not do those things is there.

Compensate you how much?

Somethings spread like wild fire, and once online are there for an eternity. In some instances I don't think you could put a figure on the possible damage and repercussions.
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Should she be paid for online training?

@Lucan Unlordly I don’t think the “qualifications” gained from doing the training will be of any value to her - it was all just generic H&S stuff and I doubt it’s transferable and any new employer will probably want her to do their version.

Thanks for the update. I didn't realise it was an old thread!! :)

The process of going through an online training course and learning generic H&S stuff at 18 years of age will have provided some benefits whether transferable or not.
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Extra vehicle - how does it work on expenses?

The higher spec the RR the more potential for electronic problems, they have a bad reputation for faults , seldom mechanical but more often electrical. People who spend upwards of £70K dont like one specker out of 8 or more not working properly

ps they dont have Chassis anymore they went out with the P38 i think and that was a monster problem with air suspension
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Legal ways to shuffle profit/expenses between tax years?

@IPS struggling here to work out why, if you have had a good year, you would choose NOT to pay an accountant to save you some tax!

Slightly repeating the prior post, regarding purchase of assets, you want to be purchasing in the current tax year to benefit from reduced tax in the current year. If you haven't understood that, you should definitely engage an accountant ASAP.
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General Form of Judgment or Order

You are far better off hiring a lawyer to do this, as you're likely to be struck out second time around. Clearly significant changes are required or they wouldn't have made the order.

This is something I could do but in saying this I am not fishing for work; I am not currently taking on new cases.

You would be well advised to hire a lawyer asap.

Dean
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Liability for faults

I'm aware that, in addition to their cancellation rights (for change of mind), online buyers are afforded certain return/refund rights under the Consumer Rights Act for goods that are faulty. In the case that you do not make explicit statements about your cancellation policy, my understanding is that buyer's cancellation rights could be extended considerably - but my question is: does a similar thing apply for faulty items? (Or to put it another way, if I don't have any explicit returns policy regarding faulty items, is there any punitive extension of my returns liability, or does it simply become the one set out in the Consumer Rights Act?)

Resigned Nominee director but still receiving letters.

Every year the company has to have a confirmation statement completed.
If that is not done then companies house starts the process to strike the company off. Recent posts regarding the process suggests its one of the quicker ways of dissolving a company (and free).

Most of the time for small companies it appears HMRC are the most likely to object to a strike off. Which stops the process for a time, though its usually up to the creditor concerned to chase up whatever with the company themselves.
Ok. Thankyou so much this should put her mind at rest.
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Video Gaming Licence

I spent over 20 years in video games publishing....
As Paul says, the games you buy in the shops are licensed only for home use (in the same way that DVD/Blue Ray movies are). You can't legally rent them out or use them for other commercial use such as rentals or hosting an outdoor cinema.

Back when video rental stores were a thing they had to buy a much more expensive rental version of a VHS/DVD/Blue Ray. Valve software (creators of Half-Life, Team Fortress and the Steam gaming platform) also used to have a page on their website about licensing game for commercial use in Internet/gaming cafes. I can't find that page any more so maybe they no longer offer rental licensing.

Conclusion
You would need to contact the publishers of the games to see if they offer rental licensing versions of their games. I have been out of the industry for some time but my feeling is that most won't be interested. They are too invested into digital sales and streaming now.

Renting out games without the correct license would be a breach of copyright and you could be sued. What is worse it is not like a speeding ticket.... you don't just get a single, fixed fine for the one instance. They look back at how long you have been doing it, how many games etc and they levy bigger fines for the more serious infringements. They can even ask you to account for all profits made and have that as a penalty instead.
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Buying a aoc property with a business

Firstly.... Advice from experience... READ the AOC terms very carefully! Some restrict the occupant by past career... others tie the land to the property, and there are other types that may specify the proportion of your income that you should earn from the land.
Secondly... How easy is it for someone else to meet the criteria if/when you want to sell the place?

Getting the AOC removed, especially if you have been complying with the conditions, is a dark art. If you can get away with not complying with the conditions for a number of years, you can then do it by the CLEUD route... but your records and information have to be good to get past the legal team that will challenge it.

Lenders are wary of such conditions, but there are some who understand such things and will help: You may find talking to a local land agency/surveyor will get you likely sources of borrowing.
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VAT as an educational business (nursery school)

Interesting. Our single biggest expense will be the building we want - ballpark £30k. Also professional fees for surveys and so on are a few £thousand and of course all the actual resources but those are nearly all wholly for education provision.
So in initial set-up there is somewhere between £5-10k VAT which we had initially and perhaps naively assumed we'd get back. If we cannot, that's a quite a big cost so it seems worth looking into options we wouldn't normally bother.

I'm going to talk to an expert but input is always welcome.
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Royal Mail Tracked 24/48 Profile Review

What system are you using? Click and Drop or OBA?
I can't seem to work out what codes I should use for Small Parcels in OBA now, since we changed the the barcode unsorted code for our large letters.

We use Click and Drop which is automatically linked to our OBA. When you create an order in click and drop you can select what method (code) to use. If you only have a few orders you can create a shipment 1 by 1 which can be a Pain as you have to enter the address. You can however upload the orders in batches which makes life easier.
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