Which payment gateway do you use?

[MattDV]

Hello all,

How do receive payments from online markets you sell at?

I have recently written a blog post here describe the situation here on UKBF blog. It links to my website's dedicated page for online merchants. I can't link to it right now because I don't have enough posts so you can probably view it via my profile. Any feedback is greatly appreciated.

Cheers!

 

[MattCollins]

Hi Matt,

Just a minor thing - you might like to double-check the article for grammar and typos. There are a few bits that could be fixed to make the post easier to read.

Hope this helps.
Matt

 

[MattDV]

I am thankful for your reply. I rephrased the article to make it more readable. You're absolutely right with your observation, I was a tad careless when first wrote it.

PaymentBrain is great by the way. Cheers!

 

[Food From Cyprus]

PayPal

 

[OldWelshGuy]

paypal & Stripe pretty much covers it all (as in what we use on sites)

 

[123 IT Solutions]

Has to be PayPal as you can pay if you have an account but they can also take payment from those that do not have an account.

The fees for even the business account are fair and are cheaper than many other payment services.

 

[moo-tique]

We use PayPal as it is flexible for those customers who want to pay but don't have an account.

 

[mtools]

UPG / world pay for cards and also PayPal (customer choice). Charges on PayPal are ridiculous 2.9% +20p whereas with world pay its 18p for debit cards

 

[Furniture Click]

We use Paypal for our furnitureclick.co.uk e-commerce site.

 

[Alan]

GoCardless is far the cheapest and really very suitable for small B2B

And if you don't want to pay the first £50 of fees either then you can get a referral code https://badlywired.com/2013/06/gocardless-discount-code/

 

[antropy]

I couldn't see Klarna listed anywhere?
https://www.klarna.com/uk

 

[japancool]

Hello all,

How do receive payments from online markets you sell at?

I have recently written a blog post here describe the situation here on UKBF blog. It links to my website's dedicated page for online merchants. I can't link to it right now because I don't have enough posts so you can probably view it via my profile. Any feedback is greatly appreciated.

Cheers!

"Most sellers still use either Paypal or Amazon's currency exchange service to transfer foreign payments into local currency."

What's your source for this statement?

I don't take any issue with the information you provide in the post itself, but personally, I do find posts and "newsletters" that are transparent attempts to sell the author's services off-putting.

 

[Robin Hewitt]

Barclays Merchant Services just wrote to say I will be paying a percentage rather than a flat rate for debit cards. Suddenly PayPal is cheaper. I will keep my card machine for telephone sales and when Barclays ask why sales have plummeted I will tell them to stop fining me for my non-compliant web site as they are no longer on it.

 

[japancool]

Barclays Merchant Services just wrote to say I will be paying a percentage rather than a flat rate for debit cards. Suddenly PayPal is cheaper. I will keep my card machine for telephone sales and when Barclays ask why sales have plummeted I will tell them to stop fining me for my non-compliant web site as they are no longer on it.

Shouldn't be much more than 0.6% though.

 

[TotalWebSolutions]

Acquiring banks will be switching many merchants to % for Debit cards (if not already) due the changes in the interchange rates provided by Visa and MasterCard. The % will depend largely on card turnover and average transaction value. We have seen several acquiring banks giving the merchant the option to cancel without penalty if they are not happy with the new rates offered but it is always worth picking up the phone to them to see if you can re-negotiate (especially as an existing merchant trading more than 12 months).

 

[japancool]

I think Papal is the good enough for any on-line payments, good and reliable for all eCommerce transactions.

Only if you're Roman Catholic.

 

[MattDV]

"Most sellers still use either Paypal or Amazon's currency exchange service to transfer foreign payments into local currency."

What's your source for this statement?

I don't take any issue with the information you provide in the post itself, but personally, I do find posts and "newsletters" that are transparent attempts to sell the author's services off-putting.

Hello Japancool and I apologise for the delayed response. I got that information from the companies I am working with in this sector. To my best understanding the vast majority of Amazon sellers use the embedded currency exchange system to receive payments. It's also very logical that most sellers won't go way and beyond to set up something else, if they already have an automated system within Amazon.

If you have other contradicting information I would be very glad to hear it, and amend my post accordingly. I know it's promotional but I think there's value in the services I'm reviewing.

 

[kavinsac]

2Checkout
Citrus

 

[CH Design]

paypal is ideal for the majority of e-commerce sites for both seller and customer so would always start with that.

 

[PaulHackett]

I use PaymentSense. Your online mechanism can still allow for Paypal, but allowing for a decent credit/debit card gateway outside of Paypal will save you a lot of money. My payment fees dropped from about £250pm to <£100 after switching.

 

[LukeF]

We use GoCardless, it's easy to set up a subscription service and the fees are lower than anywhere else I've seen!