What sort of car insurance can i get

[alitech]

This thread is specifically about what sort of insurance I need to get for my company car which I will be using personally.

I know some business owners just get private insurance and declare that the car is company owned. However as I plan to put graphics and branding on the car, will personal insurance cut it? Do I need to get business car insurance instead ? I have not been able to find any details of which path to take with my Google searches so far. It is not very clear cut.

If any business owner here is in a similar situation, please let me know. To recap, company owns the car and I and the Mrs will be driving it mostly for personal use however we will have a lot of business branding on the car. Which insurance should I go for and where do you think i can find the good deals ?

 

[Frank the Insurance guy]

My advice is to insure it in the company name. Many Insurers will accept a transfer of your personal No Claims Discount to the company if you are a director of the company.