Weird business idea

[Ca1288]

Hello everyone. Firsty i want to thank everyone who has helped me start my business in case i forgot last timr i posted. Anyways, my cousin is following in my footsteps and is starting herself. But she has asked me about insurance and to be honest i have no idea

Her idea is to create scrap books for terminally ill people throughout their lives in real time and deliver the info when they pass for a small fee. Does anyone know? Its all done over the internet

Regards
Chris

Note: ive been corrected. Shes not scrapbooking. Shes taking their emails. Stories and thoughts. Printing them off and delivering them to loved ones after the person passes

 

[locomotion]

I am not an insurance expert, but in theory, unless she is taking property i.e actual photos, letters etc then i cant see where insurance would help.
As an idea, i feel it would have more legs if she created a DVD rather than a scrapbook, then she could also include home videos, slideshows with background music and even a video of the person question talking to the family, rather than just a book that the family could easily put together themselves.. Just a thought

 

[vvaannmmaann]

Sounds a bit creepy to me Nor do I see the point?

 

[Ca1288]

Yes i agree. But shes convinced its a idea worth pursuing. Thank you for the advice locomotion ill pass that on

 

[beasty]

One thing that I suggested to friends with new borns

Set up an email account for them

Email memories etc of them growing up pics, vids and such

age 18 or 21 give them the password.. first day, word, steps, day at school etc etc


By the way SENDING INFO on death is plain wrong, you are basically waiting on people to die to b paid, you should not use that as a trigger! It is ok for a funeral director or life assurance policy but for this.. NOPE..

YES AND WHEN YOU DIE, we send you the file!! seriously? try pitching that to anyone.. then of course we invoice you when you are dealing with loads of other stuff..

 

[Ca1288]

I think im going to take your advice and steer her in a different direction. Last thing i want is for her to get abuse down the phone. Thanks

 

[locomotion]

There is a different tack to this i feel. Rather than make it a mournful sad thing, make it into a celebration of their life. A record of their life rather than a record of their death. I only say this as i was asked a while ago if i would take this project on for someones family to remember the deceased.

 

[MOIC]

One thing that I suggested to friends with new borns

Set up an email account for them

Email memories etc of them growing up pics, vids and such

age 18 or 21 give them the password.. first day, word, steps, day at school etc etc


..

Great idea on the email account for new borns and giving them the password when they are 18.

Would you be tempted to give it to them beforehand, to have a peep?

Seems sad to let them wait until they are 18.

A great thought anyway.

 

[WillLoxley]

One thing that I suggested to friends with new borns

Set up an email account for them

Email memories etc of them growing up pics, vids and such

age 18 or 21 give them the password.. first day, word, steps, day at school etc etc


By the way SENDING INFO on death is plain wrong, you are basically waiting on people to die to b paid, you should not use that as a trigger! It is ok for a funeral director or life assurance policy but for this.. NOPE..

YES AND WHEN YOU DIE, we send you the file!! seriously? try pitching that to anyone.. then of course we invoice you when you are dealing with loads of other stuff..

http://www.todaysparent.com/baby/baby-development/digital-baby-books/

Aren't these like the email idea? Also I admit the death thing sounds grim, but I assume it's not a case of 'you're dead, someone pay me' but similar to how Facebook now winds up people's accounts?

 

[beasty]

Great idea on the email account for new borns and giving them the password when they are 18.

Would you be tempted to give it to them beforehand, to have a peep?

Seems sad to let them wait until they are 18.

A great thought anyway.

My thinking was it is like a summary of your childhood given to you when you become an adult, a great surprise and one with a bit of meaning beyond the norm, not available in my day or most on here but I think it would be a heck of a nice gift to get.

 

[promdressers]

One thing that I suggested to friends with new borns

Set up an email account for them

Email memories etc of them growing up pics, vids and such

age 18 or 21 give them the password.. first day, word, steps, day at school etc etc


By the way SENDING INFO on death is plain wrong, you are basically waiting on people to die to b paid, you should not use that as a trigger! It is ok for a funeral director or life assurance policy but for this.. NOPE..

YES AND WHEN YOU DIE, we send you the file!! seriously? try pitching that to anyone.. then of course we invoice you when you are dealing with loads of other stuff..

I think that is an excellent idea. A bit "old school", but in my loft I have 2 boxes of newspapers. On the days my 2 kids were born, I went to the newsagent an bought a copy of EVERY newspaper.

 

[ExplainerCafe]

This is 2014, people have started weirder and more crazy businesses. Heck look on ebay and see some of the insane things that are selling. But good luck to her

 

[Simply Business]

Back to your original post, there are several types of insurance cover that your cousin might want to look into.

Public liability would cover her for third party property damage/injury to members of the public (useful if perhaps she plans to go to customers' houses etc?)

Professional indemnity would essentially cover her for any negligent design or advice (Obviously she will be designing so could be worth looking into?)

Hope these help, and good luck to her with the idea

 

[Excel Expert]

I personally don't think it is creepy at all. To me it seems very similar to leaving a will, except you are leaving memories and other intangible things. The way it is presented to the recipients is the tricky bit as you don't want to cause shock. For that bit I would work with customer's solicitor so it becomes a part of the normal proceedings on a death.

There are a number of bereavement charities out there, it may be worth getting in touch with them for their take on it.

There was something similar on Dragons Den a while back. The guy wanted to charge £x per hour to visit them and document their lives. He would then write it up as a book to be given to the family. It wasn't specifically for when people died but it was aimed at people coming to the end of their natural lives.

 

[Christine Hough]

I too can see a good side, and yes, it is like a will.
However like a will, it would be better to be paid by the patient before their death. It is after all their story. Charging at the time of death is very sensitive.

My mother had rare and unique stories of living with an Argentinian tribe for 10 years and I wanted to get down stories and photos to record their way of life, but she never felt up to it and now has dementia.

Would there be a demand? I really don't know. In a way there is a nice side, but on the other hand it might be more rewarding to tell your family and friends while you are still with them.

 

[Christine Hough]

Why not just call the business, 'your story'
And let people use it how they want to. It might not be just for the dying who want to record their story.

You may even get newly weds recording a message for their 10th or 25th wedding anniversary!

 

[sirearl]

The wife has spent many years composing a history of her life and everything she knows about her family back to the 17th century for the benefit of children ,granchildren and anyone else interested.

Everyone in the family thinks its an excellent idea,so I suspect the idea has legs in many forms.

The past is so easily forgotten.IMHO.

 

[MOIC]

The wife has spent many years composing a history of her life and everything she knows about her family back to the 17th century for the benefit of children ,granchildren and anyone else interested.

Everyone in the family thinks its an excellent idea,so I suspect the idea has legs in many forms.

The past is so easily forgotten.IMHO.

Composing and documenting your life is vastly different to a stranger doing it for you.

Not sure that there will be enough confidence as well as trust in the early stages of the proposed business, for a terminally ill patient to work with a stranger in compiling the scrap book and passing it onto relatives.

They would need to build a name for their business that will allow terminally ill patients to give them the confidence and trust to "work" with them.

The OP will also need to have a very sensitive approach as well as possibly, permission from doctors or relatives depending on their condition.

Many aspects have to be thought through.

I can see the reason / sentiment behind the idea but the approach and credibility of the OP to do such work must be correct.

Perhaps it's best to do this via the patients solicitor.