Web Designer

we don't offer it - partly because there is a danger that in extending credit you fall foul of credit laws and we are not licensed to offer credit (few web companies are), but also because clients who are after this can often be a bad financial risk - the difficulty here is that you mention in other threads that you have no money, yet you are asking professional companies to supply you with their services - you wouldn't walk into Tescos and ask for a trolley load of food and not expect to pay for it / be able to pay for it monthly...

if you didn't have the money you would arrange it externally as a loan / credit and then purchase the goods as normal... I would be very cautious in starting up a business when you haven't the funding to do this you may find someone prepared to work like this - and that is great - some fantastic businesses have been started with no money - it is just more difficult - many web companies though, such as mine find that dealing with companies who have no money is more hassle then it is worth - yes, we are in business to help our customers grow, but we are also in business to make money!

sorry not to be able to help

Alasdair
 
Upvote 0
S

S-Marketing

And on top of all that, he called you matey, which in my mind doesn't inspire confidence.;)

we don't offer it - partly because there is a danger that in extending credit you fall foul of credit laws and we are not licensed to offer credit (few web companies are), but also because clients who are after this can often be a bad financial risk - the difficulty here is that you mention in other threads that you have no money, yet you are asking professional companies to supply you with their services - you wouldn't walk into Tescos and ask for a trolley load of food and not expect to pay for it / be able to pay for it monthly...

if you didn't have the money you would arrange it externally as a loan / credit and then purchase the goods as normal... I would be very cautious in starting up a business when you haven't the funding to do this you may find someone prepared to work like this - and that is great - some fantastic businesses have been started with no money - it is just more difficult - many web companies though, such as mine find that dealing with companies who have no money is more hassle then it is worth - yes, we are in business to help our customers grow, but we are also in business to make money!

sorry not to be able to help

Alasdair
 
Upvote 0

image fogey

Free Member
Jul 26, 2010
67
9
There is a difference between not having any money and not being able to afford a thousand pound website to pay upfront.

Monthly payments are fine. I am working full time at present and will be untill i can make a healthy income out of the business.

If no one wishes to help i perfectly understand that after the above "kind" comments.
 
Upvote 0
There is a difference between not having any money and not being able to afford a thousand pound website to pay upfront.

Monthly payments are fine. I am working full time at present and will be untill i can make a healthy income out of the business.

If no one wishes to help i perfectly understand that after the above "kind" comments.


I understand where you are coming from, but I think that it perhaps helps to see it from both sides... if you ask a company to in effect give you credit, then they will see this as your not being able to afford it - if you can afford monthly payments, then borrow the money, asking the web company to provide credit will either mean that they lose out, or if their model is based on monthly costs into the future, then over time you will lose out...

those running web companies are there to make money, being asked for credit throws up a lot of alarm bells... sorry if this is not what you wish to hear, but it is simply a fact of business - I am sure that someone will step up to help out in the way you want and wish you all the best

Alasdair
 
  • Like
Reactions: bdw and brtdesign
Upvote 0

JMCDesigner

Free Member
Sep 24, 2009
268
24
Lancashire
There is a difference between not having any money and not being able to afford a thousand pound website to pay upfront.

You don't have to fork out that much up front, depends on what you are after. Another way around the problem would be to build up the website piece by piece in functionality. Break your website into smaller affordable chunks is an option you could maybe consider...?

One customer I had wanted an ecommerce website, but couldn't afford it all at once. So I build it piece by piece for him, and bill for each stage. Phase one was logo and stationery design. Phase 2 was the html basic structure,design and static content. Phase 3 was e-commerce/ shopping cart integration. Websites are in their nature organic so I'm not sure why it all needs to be done at once.
 
Upvote 0

webgeek

Free Member
May 19, 2009
4,091
1,464
Glasgow, Scotland, UK
Rather than looking for a credit-based service, where you are getting the full site, and someone else is getting the full risk, why not offer this as a Joint Venture?

It's very easy to get excited about delivering services in advance if there's a huge potential upside (as well as the possibility of not receiving payment) and changes the current win-lose proposition into a win-win with shared risks and rewards.

I'm not advocating you give a designer 50% of your business, but there are a lot of creative ways to structure these kinds of deals.

Interested in discussing further? Give me a shout.
 
Upvote 0

Latest Articles