Having watched the Direct Line advert on the TV offering 52 days free and with a tag line of "not doing things by half", yesterday I tried them for insurance for our Hilux. By heck, £1650.00 for fully comp and that included the discount! On the back of that, our insurer sent their renewal in, the premium doubled from £400 to just over £800. That was third party F&F! Looked around and got a great deal but FFS quotes over £1500.00 (the majority of insurers) for a Hilux that doesn't even use the flat bed for storage! The other crazy thing is that if I owned a Hilux model that wasn't classed as a commercial vehicle, the price was a very acceptable sub £500 even adding in full business use FROM THE SAME COMPANIES! Rant over!