Tax efficient investment outside ISA?

[businessor]

1. What are the options for tax efficient investment outside ISA?

2. I read somewhere that there are some eligible bonds that their coupon is tax free and supposedly the capital gain is also tax free. Where can I find this list please?

3. Regarding buying bonds from the market, is there a comparison table of the feesss across banks in the UK? Alternatively are there any brokers that are reliable in terms of the security of the bond titles held?

Thank you!

 

[Mark T Jones]

Premium bonds

 

[Gettingthereslowly]

You need to be very clear:

Are you a sole trader of Limited Compnay?
Is this your personal money, or business money?

 

[UK Contractor Accountant]

1. What are the options for tax efficient investment outside ISA?

pensions
EIS
SEIS
VCT's

Tax Free Bonds 2025 | List Of Tax-Free Bonds 2025

When your investment goals involve capital safety and tax benefits, the tax-free bond is the right investment option to invest your funds. Know the list of tax-free bonds of 2025.

cleartax.in

 

[businessor]

You need to be very clear:

Are you a sole trader of Limited Compnay? Investing just as individual.

Is this your personal money, or business money? Personal but can use my Ltd if beneficial!

 

[businessor]

Thank you!

Any info about bank fees to purchase and hold bonds?
Any reliable broker if cheaper?

 

[MikeJ]

pensions
EIS
SEIS
VCT's

Tax Free Bonds 2025 | List Of Tax-Free Bonds 2025

When your investment goals involve capital safety and tax benefits, the tax-free bond is the right investment option to invest your funds. Know the list of tax-free bonds of 2025.

cleartax.in

That last link is Indian. Therefore it may not be appropriate advice for anyone in the UK.

 

[Newchodge]

A small point, but I am a pedant. It sounds to me as if you are saving, not investing. Investing involves you supporting a business in the hope of a return for your suport and risking receiving nothing back. Saving involves putting money somewhere, in the hope that, when you get it back, it is worth more than when you saved it.

 

[businessor]

A small point, but I am a pedant. It sounds to me as if you are saving, not investing. Investing involves you supporting a business in the hope of a return for your suport and risking receiving nothing back. Saving involves putting money somewhere, in the hope that, when you get it back, it is worth more than when you saved it.

Then it is probably about saving, thank you.

 

[businessor]

That last link is Indian. Therefore it may not be appropriate advice for anyone in the UK.

Indeed, it is quite strange though that I cannot find such information online for the UK.

 

[UK Contractor Accountant]

2. I read somewhere that there are some eligible bonds that their coupon is tax free and supposedly the capital gain is also tax free. Where can I find this list please?

Gilts (UK Government) & Corporate Bonds are CGT free not sure about the Coupon but I suspect would be subject to income tax.

Corporate bonds bought directly from the issuer and issued in pounds are also not subject to capital gains tax, so long as they are deemed “qualifying corporate bonds” by HMRC.

Convertible Bonds are non Qualifying.