Self Employed Mechanic - what insurance do I need?

[Typar]

Hello,

I am about to start working as a self employed car mechanic. I will be working in other people's premises on behalf of their businesses, but not as an employee.

How can I find out what insurance I should have? Where do I stand if an accident occurs as a result of work I have done on a car?

Thanks in advance.

Typar

 

[serasan]

I go to people's houses to measure and then fit blinds and all I have is public liability from simplybusiness.co.uk

I am sure they can advise you as to what they can offer.

 

[MyAccountantOnline]

Hello,

I am about to start working as a self employed car mechanic. I will be working in other people's premises on behalf of their businesses, but not as an employee.

How can I find out what insurance I should have? Where do I stand if an accident occurs as a result of work I have done on a car?

Thanks in advance.

Typar

You could try this - http://www.businesslink.gov.uk/bdotg/action/layer?topicId=1075196424

 

[TheGuru2010]

Hello,

It depends on the dutys that you will perform, are you moving customers vehicles?

You will also need to make sure you have cover for "goods been worked upon" should you damage the third party property etc.

Feel free to get in touch should you need to speak further

 

[Mechanic]

Public liability
Defective workmanship
Motor trade policy

Also if carrying tools in van might be worth getting 'tools in transit'