Rights of recourse : products from china

[DanielleDunf]

Hi,

I’m wondering if anyone can recommended a company who can help me with regards to getting my insurance sorted.

I’m trying to obtain public and product liability insurance, however my products are from China. My supplier has said they are happy to sign a rights of recourse agreement / document but I cannot seem to find anything online that I can use for this.

I’ve tried to contact BIBA but haven’t had much luck there. I’ve also reached out to a huge number of insurance companies and I’m having no luck!

Any advice would be much appreciated as I really feel like I’ve hit a wall

Thanks,

Danielle

 

[Mr D]

Most products these days are from china, I'm surprised the insurance companies haven't been giving you much luck.
What are you telling them?

 

[DanielleDunf]

Hi Mr D,

Exactly what I thought!

I’ve told them that I’ve important the lashes and re branded with my own design. Online sales only. I’ve not waived my rights of recourse. But still not joy

Any thoughts?

 

[Mr D]

I'm baffled.
Sold tons of stuff (literally) that is from China - most branded but some unbranded - without trouble.

I have a mental image of an insurance company not willing to cover Chinese stuff whose sole clients are old Victorian houses with original fixtures - external toilets etc.

 

[GraemeL]

I’m trying to obtain public and product liability insurance, however my products are from China. My supplier has said they are happy to sign a rights of recourse agreement / document but I cannot seem to find anything online that I can use for this.

That's odd. My products are mostly from China and I have had no problem in getting public or product liability insuarance. In fact the insurer was not interested where they came from. Possible its because yours are cosmetics?
Anyway, I use Lockyers

 

[DanielleDunf]

Yeh nightmare @Mr D

Thanks @GraemeL I’ll give them a try!

 

[tparnell]

Yes this may be excluded from online quotations best to try using a local broker.

 

[NikkyJ]

Yeh nightmare @Mr D

Thanks @GraemeL I’ll give them a try!

Did you have any luck ? I am in the same predicament now

 

[pales]

Hi Mr D,

Exactly what I thought!

I’ve told them that I’ve important the lashes and re branded with my own design. Online sales only. I’ve not waived my rights of recourse. But still not joy

Any thoughts?

Did you ever get a resolution on this?I'm in a similar position and pretty devastated as I've done so much work on the business!