I would like to advise anyone who may be considering using this company's services to read the following information. Retail Merchant Services, based in Milton Keynes provide a credit and debit card processing service. They employ a large number of self-employed commission motivated sales reps who predominantly cold call owners of small to medium sized businesses in the UK to request a meeting to introduce their services. Please beware, the contract agreement you will be asked to sign includes a number of clauses which will cost you a significant amount of money should you decide to end the contract at any time. The facts you need to consider are: you will be tied into a 36 month contract, yes, 3 years; you will be charged a £100 cancellation fee and a £80 terminal refurbishment fee at the time of ending your contract and you will be charged a minimum processing fee. Given these excessive fees which probably will not be brought to your attention during the initial meeting with the sales rep, it is difficult to recommend this company's services, especially when there are more honest and transparent card processing service providers to choose from. Please feel free to ask any questions you have regarding dealing with this company, I would be happy to provide a frank and honest appraisal of my personal experiences.