Portable Credit Card Terminal

[ECS]

Hello

Can someone pls advise of the most cost effective solution for taking occasional payments in person. We have an e-commerce merchant account, but very occasionally I need to take a payment face to face.

I contacted our current provider for quotes and they are £19.95 p/m for terminal hire and then another £25 p/m for the merchant account and then various extras for billing etc that seems to add on another £10 - £15 p/m.

As we're only going to take payments on an ad-hoc basis, I don't want to get tied in to paying all those extra monthly charges but would prefer a PAYG option, as even with a higher processing rate it will work out cheaper.

The PAYG ones I've spoken to don't work with our existing merchant account provider.

Anybody have any advice ?

BTW I would like a 'proper' card machine with integrated printer etc, rather than one of those that links to an app / mobile phone etc. We're in a conservative industry and I think our customers would balk a bit by the non-standard card machine versions .

Thanks

 

[xSunshinne]

Hi ECS.

I've just advised someone else on here to check out iZettle. I don't have first hand experience using this company, but what they offer seems pretty reasonable. You basically buy the card reader (about £60), which connects to your smartphone/tablet and you then use a interface on the smartphone/tablet to enter the price etc. and then hand the reader to the customer and bang. They charge 2.75% or 3.75% per transaction depending on the card type, which wouldn't be bad for yourself if your only planning on using it occasionally instead of having to pay out monthly when you potentially may not use it!

Let me know what you think

Matt

 

[biomed86]

Paypal Here is £69.95 one off for the card reader, then 2.75% per transaction.

 

[biomed86]

Oh sorry just realised you wanted one that is able to print the receipt there and then too, apologies!

 

[ECS]

Well I've shopped around a bit more and didn't find a conventional machine under PAYG.

Like I said the phone app ones are not likely to be acceptable to our customer base.

Has to be the familiar machine type.

Looks like it will have to be the monthly rental option then.

 

[Lentinus]

I wondered about the Worldpayzinc acceptability - but it is absolutely fine, people really like not giving you the credit card. You give them the small hand held, and they follow the instructions. Easy.
If they are really conservative you can give them a handwritten receipt from your carbon copy book! For the low cost and no monthly rental or merchant account it could be worth a try.
At www.worldpayzinc.com or use my referral code FR245614 for £10 off the handset: http://wpzinc.me/SDbxcm8xU