Online Payments

[Sam12]

I am looking for the cheapest way to accept payments online,if anybody has any recommendations please let me know.

 

[bentley1988]

Best thing to do is contact your bank and either use protx or another firm.

 

[seoandy]

there are a number of realistic options (2 with multiple options).

First is instant setup & ease of us - paypal or google checkout - you either integrate a shopping cart for sending payment details or transfer them for payment - the later is cheaper but not by much.
I believe the general rates are the same at 3.5% + 15p per transaction upto a certain price. - not the cheapest of payment services but awfully fast to implement

secondly is the merchant account with an online provider (most banks offer this) you need a business account with a bank and to ask for an online merchant account - thing is unless you've a proven record beforehand or proof what you are doing will work and be profitable the banks generally wont give you one of these. Once you have one the bank may or may not take % of the price, you then need to find a transactional gateway - in the uk SagePay (formerly protex) is the largest and most trusted - across the world it is generally WorldPay

hope this helps, if you need any more help PM me

 

[AdrianW]

We're assuming you're talking about online payments from the general public. If they are account customers then you can use online ordering but let them settle by internet banking. That way you can stop 3% of the value of account customer transactions leaking out to the banks.
Adrian
rawsys.com

 

[genuinegraphics]

Paypal works for me. Also it is a truthworthy name so people would feel safe to pay via Paypal. It depends on what you are accepting payments for really because if you have a website then you could use Paypals code to show users that they can pay through Paypal and that cod will be linked to your bank account so it'l go in to their after you transfer the amount through Paypal.

Or as mentioned above you could use Google Checkout. I personally havn't tried that because i've got Paypal so just incase I don't mess anything up i'de rather takes peoples word for it and not try it just incase something goes wrong with my payments but that's not saying that it's not a trustworthy system. It is I just havn't tried it.

 

[averncheer]

You can pay with Paypal, it is much safer.

 

[sanjiv]

We're assuming you're talking about online payments from the general public. If they are account customers then you can use online ordering but let them settle by internet banking. That way you can stop 3% of the value of account customer transactions leaking out to the banks.
Adrian
rawsys.com

You mean by bank transfer? I wouldn't feel safe paying for goods over the internet like that. For all I know, the bank account could be located in Nigeria and the website is a front for a scam.

The quickest way is PayPal or Google Checkout but to get the cheapest, you need to have a predicted sales volume.

 

[Sam12]

Thanks for the replies. I have also heard of Lucey and they offer a low rate of 1.24%,just what i am looking for!!