Sirearl is correct, the domain name and a simple design is far better than finding some crap free template.
I just build a cafe website last week (it took 7hrs to draw the footer pic!!)
Durham Cafe
The domain name is not the name of their company, but is great as it is the sort of keywords people search for in search engines. So if you have clients looking for specific specialist tools/service, try and buy that domain name instead.
Thats why B&Q use diy.com instead of their business name, as they want higher rankings for what people search for. If you use your own name in the URL, then it is kind of pointless, as it is assumed that people will search for
http://wordpress.org/extend/themes/twentyeleven
Nice and simple, clean and you just add a nice pic and a bit of good quality copy and your away.
Less is more on a tight budget.
PS
The hosting company you're advertising in your signature Merchant UK, it says 300GB of space £4.99... thats not possible, thats a dedicated server, the electricity costs per month will be more than that.