I have £25,000 to invest, any ideas.. Maybe a silent partner?

[Joe9876543210]

Hi all, thanks for your time.
I know its not enormous but I have £25,000 to invest separate from a bit in savings I'm 23 and would say I have a pretty good head on me.

Does anybody have any advice the best thing to do with it?
I do a bit in shares too but I am looking at other options.
Property developing interests me however I have thought about becoming a silent partner in a company. Alot of it would have to be based on trust and having a thorough understanding of how the business would operate and it's plans for growth/Strategy/revenue & profit forecasts and obviously neish separating from nearest competition with an all round SWAT analysis report.

My question is this..What sort of percent yield should I be expecting to receive with this sort of investment to create a passive income to get my ROI back whilst retaining equity?

And what is the best way of going about it for finding companies looking for silent partners? Struggling to find on google.

Thanks a million for the read and the help.

Kind regards
Joe

 

[Joe9876543210]

Oops.. SWOT analysis.
Sorry!

 

[MorrisChesterfield]

Hi,

I have never looked into this sort of thing or how it works but would you just supply money or would you need to bring a skill to the company?

Sounds an interesting thread.

Ben.

 

[Socio South West]

What you do with the money depends on how speculative you want to be in terms of risk attached

There are several Angel Investment or Crowd funding sites where a wide array of projects are advertised: Searching both terms on Google will give you some avenues to investigate

With property seemingly stabilised and appearing to be heading upwards again, if you can get the money into that, it would seem a good way to go for the best combination of return and security, although not particularly ambitious.

 

[businessfunding]

Mostly agree with socio

Investing privately is at the high end of the risk reward spectrum, plus your money will be tied up for some time

The minute you are known as a novice investor you will become a crap magnet, from outright fraud to nutters and dreamers

You can minimise the risk by investing through crowd sites such as crowd cube or funding circle

Whilst there is money to be made in property it is not easy money as many think. Property development requires a keen eye for buying, good contacts and good financial strategy

Don't let the cash burn a hole in your pocket - take time and decide what is best for you

 

[Levi]

It all depends on the risk you want to take....

£25,000 risk free will net you 2%..

Low risk 4%~
Medium Risk 8% ~

And then you come onto all of the higher risk opportunities, from 10% to 300%~...

If we had a need for £25,000 as a young company, we might release 10%.... However, it would yield around £65,000 this year.

 

[dingbat]

As a silent partner? I wouldn't bother. Just too risky.

Better off with stocks and shares.

 

[mike996]

Hi.
I do have an idea how you can invest and what income will expect.
It is franchising.
Send me a message if you are interested.
There is a business planes what to expect and the best thing is that You can reinvest your capital in roughly 2-3 years when you got your investment back and grow your business creating more sites.

 

[plymgary]

Also, don't listen to any direct proposals on here. They'll be cowboys or chancers.

 

[leemason]

You can get 6% (pre-fax) putting the money into peer to peer lending (sites like Zopa do this). So I would personally look at 8%+ if I was going for a riskier investment such as putting the money into any individual investment company.

If you are already into share trading then you might want to look at buying on margin or looking at other financial instruments. Riskier than standard share trading but higher return (potentially of course). The key here is spreading the risk. You need to do careful research. Have a look at books like "Beyond the Zulu Principle" by Jim Slater and subscribe to Company REFS. This is not something you can invest and leave though. IF you are good at understanding companies and share trading mechanisms (and your investments out-perform the market indexes) then it might be worth it.

 

[Joe9876543210]

Thanks guys I will be looking at these posts individually and carrying out some research on these ideas.

Cheers

 

[leemason]

I went to a property investment company a few years back but didn't go any further with it. Since then I seem to have got onto various mailing lists and get lots of stuff like this: http://d19cgyi5s8w5eh.cloudfront.net/eml/17392456-WYV0-435W-8UY1-20W4U428187Z

If you want a property investment and also want to leverage the investment to get the maximum return you could look at something like this.