- Original Poster
- #1
Hi I hope someone can assist with an issue I have been advised of by my insurance broker.
We have a fleet van insurance policy and one of our contractors was involved in an incident last week where he rear ended another car.
Police on scene, Ambulance called, third party was apparently ok but taken to hospital for a check up and his car suffered moderate damage, our van a write off.
Completed all necessary phone calls with driver to the insuance company only to then receive a call on Friday from our broker to say that the insurance company cannot proceed with the claim as the driver was not named on the policy as he should have been as he was under 25. The policy clearly has 2 under 25's named on it with the broker but not this person. I challenged the broker on this as why would we only list 2 young drivers when we had 3 (one of which no longer works for us) and particularly in view of there being no increase to the policy charged. They have said that they see what they can do which frankly is of little comfort.
As a business correct insurance cover is vital in particular to cover our staff, contractors, assets and clients as well as third parties.
Another kick in the teath is that having collected our vehicle from the recovery company and inspected the third parties damaged 11 plate Porsche Cayenne his vehicle should never have been on the road that day as both rear tyres were totally bald with NO visible tread pattern and canvas showing on one of them.
Any advise on what will happen and where we go from here would be greatly appreciated.
We have a fleet van insurance policy and one of our contractors was involved in an incident last week where he rear ended another car.
Police on scene, Ambulance called, third party was apparently ok but taken to hospital for a check up and his car suffered moderate damage, our van a write off.
Completed all necessary phone calls with driver to the insuance company only to then receive a call on Friday from our broker to say that the insurance company cannot proceed with the claim as the driver was not named on the policy as he should have been as he was under 25. The policy clearly has 2 under 25's named on it with the broker but not this person. I challenged the broker on this as why would we only list 2 young drivers when we had 3 (one of which no longer works for us) and particularly in view of there being no increase to the policy charged. They have said that they see what they can do which frankly is of little comfort.
As a business correct insurance cover is vital in particular to cover our staff, contractors, assets and clients as well as third parties.
Another kick in the teath is that having collected our vehicle from the recovery company and inspected the third parties damaged 11 plate Porsche Cayenne his vehicle should never have been on the road that day as both rear tyres were totally bald with NO visible tread pattern and canvas showing on one of them.
Any advise on what will happen and where we go from here would be greatly appreciated.
