Hello, Not certain if this is the correct forum to post in. Previous employer has deducted tax and NI but has not handed over the money to HMRC (for year ending 2010). Employer was a limited company and decided to fold in January 2010 when I was made redundant. I didn't receive a P45 or P60 for that year. I didn't receive my final months pay or redundancy money. Took employer to court and won, but bailiffs (paid for by me) couldn't find him and so he didn't pay me either of these. A charity paid one of these amounts for me. I cannot afford to pay this unpaid tax, I already took a loan out because this employer did not deduct my student loan and HMRC have forced me to pay it all in one go. The unpaid tax and NI is about £5'000. HMRC say it's all my responsibility and I need to pay them and then take previous employer to court to get the money back, but as already proven, despite winning the court case, bailiffs cannot find him and I'll never get the money back. I can't borrow any more money, I live paycheck to paycheck. Can anyone advise me of an organisation who can help? Acas helped last time, but I feel as though I lost last time, I didn't receive any of my money!