Debt Recovery Letter

[gib123]

Hi people..

I am owed some money from a commercial job i did, and was just looking into these solicitors that send a ''Before action'' debt recovery letter for a very minimal fee (£3)

Has anyone ever used these kinds of letters and to what effect?

Any info would be a help.

Cheers,

Matt

 

[hbcraen]

Before you start any legal action make sure you have an undisputed debt and secondly have they the money to pay. You can send your own 'before action' letter and then issue proceedings via money on line website. You will save legal fees and be in control.

Good luck

Any queries

Hugh Craen

07880707616

 

[gib123]

Cheers mate,

I was going to go down the ''self written'' letter first, telling them if they dont pay in x ammount of days then it will be referred to a debt recovery service. I have been reading up on the fees and interest i am legally allowed to charge, so hopefully it will scare them into paying.

Also, the service i am referring to isnt actually legal proceedings, its just them, sending a letter on their letterhead regarding the invoice, and they put £40 fee plus interest ontop of the original invoice. From what i understand, if i still dont get paid then its up to me if i choose to start proceedings,

But i was just wondering if anyone has used a similar solicitors/company to send these letters.

 

[P_F_S]

Thomas Higgins

 

[gib123]

P_f_s,

Have you used them before? If so, did it work? Did you have to sign up to anything or was it just pay for the letter and that's it?

 

[P_F_S]

P_f_s,

Have you used them before? If so, did it work? Did you have to sign up to anything or was it just pay for the letter and that's it?

We send 5-10 a month, great website, great people and great price.
You sign up FOC for an account and then you are away. Have a look at their website.
We do over 30 days from month of invoice = reminder
45 days = Our Final demand
45 - 60 days = Higgins Final demand
60 days + = small claims

 

[kjmcculloch]

Hi Matt,

I would send a letter myself first. I have done a bit of credit control for other clients, and normally a letter or a phone call works. If not, getting small claims papers works although there are some costs.

Hope it works out.

Kris

 

[Geoff T]

OP - Thomas Higggins are a waste of the money... they can't cope with a full case if it gets difficult.

TBH - £3 will get you nothing (you gwt what you pay for - after all!)

If you want the money, send them the letter yourself if you want to save money now, or get a pro (plenty on here) to do it for you... may cost more, but the cost comes with a better chance of seeing the money...

 

[SeaTheStars]

[FONT=&quot]OBJECT: [/FONT][FONT=&quot]Demand to Endorsers for Immediate Payment[/FONT]



[FONT=&quot]Dear [Contact name],[/FONT]

[FONT=&quot]Notice is hereby given that the undersigned is the holder of [check or note] to which you are an endorser, and that said instrument has not been paid according to the agreed terms and conditions.[/FONT][FONT=&quot]

[FONT=&quot]Therefore, protest and demand is hereby made upon you to immediately pay the face amount of the instrument in the amount of [Amount].[/FONT]

[/FONT]
[FONT=&quot]In the event payment is not made within [NUMBER] days, the undersigned shall proceed to suit on your warranties of endorsement.[/FONT][FONT=&quot]

[/FONT]
[FONT=&quot]Please govern yourself accordingly.[/FONT]


[FONT=&quot]Sincerely,[/FONT]




[FONT=&quot]Your name[/FONT]
[FONT=&quot]Your title[/FONT]
[FONT=&quot](800) 123-4567[/FONT]
[FONT=&quot][email protected] [/FONT]




[FONT=&quot]OBJECT: REQUESTING CONTACT & PROPOSAL[/FONT]


[FONT=&quot]Dear [Contact name],[/FONT]

[FONT=&quot]We have been doing business together for a long time. Perhaps that is why we cannot understand why you haven't responded to any of our reminders advising you that your account is seriously in arrears.[/FONT]

[FONT=&quot]We are here to help if you are experiencing a problem and are most anxious to assist in restoring the goodwill that we have shared for so many years.[/FONT]

[FONT=&quot]We will not even request payment in this letter, but merely urge you to contact us to arrange payment as soon as possible.[/FONT]

[FONT=&quot]Let us hear from you soon.[/FONT]


[FONT=&quot]Sincerely,[/FONT]




[FONT=&quot]Your name[/FONT]
[FONT=&quot]Your title[/FONT]
[FONT=&quot](800) 123-4567[/FONT]
[FONT=&quot][email protected] [/FONT]

 

[Christine Hough]

What relationship have you with them?
Have you worked for them be before and did they pay promptly then?

Is it a client you are likely to work for again?

Have you contacted them at all about this to date?

Maybe a phone call would be the first action?
You need also to establish whether they can pay before embarking on what could be expensive legal action.

Needless to say I would not do anything else for them while this is outstanding.

 

[MyAccountantOnline]

Hi people..

I am owed some money from a commercial job i did, and was just looking into these solicitors that send a ''Before action'' debt recovery letter for a very minimal fee (£3)

Has anyone ever used these kinds of letters and to what effect?

Any info would be a help.

Cheers,

Matt

They can work on some people but very often serial non-payers (thieves) know the system and are fully aware of the fact that for a few pounds you can send these letters especially from firms like Thomas Higgins and ignore them.

 

[P_F_S]

OP - Thomas Higggins are a waste of the money... they can't cope with a full case if it gets difficult.

TBH - £3 will get you nothing (you gwt what you pay for - after all!)

If you want the money, send them the letter yourself if you want to save money now, or get a pro (plenty on here) to do it for you... may cost more, but the cost comes with a better chance of seeing the money...

I recommended Thomas Higgins as letters only, we do the small claims our self. We get 70-80% of accounts paid within 7 days of higgins letter, and at £2 its great value.

OP what alot of people on here are missing is the fact at the 45-60 day point our bad payers are used to seeing our letterhead, and need a bit of a wake up. We have alot of accounts with annual and monthly charges, so I have some idea what I'm talking about.
You then have the remaining 20-30%, 5% of which are happy to take the CCJ and file it with the rest. If the debt is big enough we will then look to force our contract terms.

PS: If we feel they will ignore the Higgins letter we tend to get our debt recovery firm to send one instead, still less then £10 a letter.