Card payment processor

[mrnothersan]

Hello,

We're looking for a card payment processing method to give our customers an alternative to PayPal. At the moment, we're looking for one that doesn't charge monthly fees and would just charge transaction fees.

Any recommendations would be much appreciated.

Thanks

 

[arnydnxluk]

I would recommend Stripe.

Before Stripe came along card processing was mostly a nightmare ‒ snail mail contracts, horrible developer documentation, etc

There's also Braintree which is now owned by PayPal.

 

[Nochexman]

What does your business do mrnothersan?

 

[The Byre]

I keep hearing great things about iZettle - https://www.izettle.com/gb and you can choose between fixed fee or 2.5% transaction fee.

 

[Bainzee]

Stripe are great for quick setups as you do not need a merchant account but it does have its negatives such as suspending accounts for no reason. this is what Paypal are notorious for. I've come across many stories where businesses have been unable to take card payments due to the suspension of their accounts. it could be for a very small reason like a quick spike in sales and it triggers something in the backend, which gives them the right to put a hold on an account and then they wont give you the reasons why and then you're stuck and they're still holding onto your customers money. Be careful.
I would suggest hold onto PayPal and have a an extra option for your customers to pay, which would be via a payment gateway and merchant account provider. There are some out there that do not charge a monthly fee but your card processing rates can be as low as 0.25%. The more options you give your end customers on payment options the better your conversion rate, which = more sales!

 

[Mark_Taylor_]

Stripe, Sagepay but i think all gateways charge but the amount various on many factors. But yeah PayPal option has nearly always proved to be a boost for conversion rates for my clients websites.

 

[TotalWebSolutions]

As above, with a bureau type service you do run the risk of quick and harsh suspension of service and also likely to be higher % rates (and probably the same for each card type). Depending on your volumes a merchant account/gateway combo could prove more attractive and is worth considering getting some quotes for comparison.

 

[dbzane1]

Skrill?

 

[RobertN]

Here are list of the best ones trusted and used worldwide:
Skrill, Stripe, PayFast, iDeal, Authorize.net.

 

[Alex Watkin]

Lets be fair all the leading payment processors do a fantastic job, but my favourites are checkout.com, sagepay, and paypal. Checkout.com is the cheapest