Business Insurance

[Gav]

Hi everyone Im new on uk business forums and this is my first post so im sorry if this has been asked before but where can offer me business insurance to suit my needs ?

I run a small business from home.trading from the internet only with a small amount of stock held from time to time but don't need to insure this. Range of items is along the lines of gadgets similar to gadget shop or i want one of those.Most items I sell are delivered straight from the manufactuar or wholesale company.

I work for Barclays business insurance so I have a idea on what covers would benefit me.
I believe Products Liability is something i should have and public liability may also be included with the products liability.

Can anyone think of other covers I would require ?
If this is the only cover I really require at this time does anyone know of insurance companys that can offer this alone under £100 ?

Many thanks to anyone who replys.

 

[Gav]

Can anyone help ?
After calling some other insurance companys they say its only the supplier that needs products liability but in my view my customer will come to me first and take legal action against me before anyone else so in that view I do need it and also prehaps commercial legal protection.

 

[RedEvo]

Try Hiscox perhaps. They seem to have business insurance pretty well covered.

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