Business banking

[jhw_90]

Hi All,

I don't have the best credit, not the worst, no CCJ or debt payment schemes but I have a loan and an overdraft.

Which business bank account am I likely to be accepted for? Would be great to hear your experiences with the banks?

I know you have to pay for transactions etc with business bank accounts but I'd be happy with something completely no frills, possibly online only, all I need is a debit card and the ability to receive payment!

Thanks,

 

[scdirect]

Check out Tide Bank.
Online business account with no credit check
Account opened in 5 minutes

https://www.tide.co/sc-direct/


And there's a cheeky code for 3 months free banking

 

[TheGaffer]

I would second Tide also. Hearing really good things about them.

 

[Mr D]

Santander
Barclays
Natwest
HSBC

Have had business accounts with each one with poor credit. Some self employed some new limited company.

 

[jhw_90]

Thanks for your replies all. I really like the sound of Tide, I've been googling loads and hadn't come across them.

I'll check out the main high street ones, I just don't want to go to meetings etc to be declined!

 

[Mr D]

Meetings? Can do stuff online these days.

 

[jhw_90]

Ah right. My last business was in 2010 so may be outdated, but I created the account online but had to go down to Barclays to approve everything before it actually opened.