Business bank account after bankruptcy

[From_The_Ashes]

Hello all,

I'm seeking advice on opening a bank account after a personal bankruptcy.

I was declared bankrupt about 15 months ago, and was discharged in March. I've formed a new limited company and am looking for some advice on opening a new bank account for it.

Does anyone have any advice on who to turn to? I'm seeking a BBL for the business as well, as it's going to be a personal services company for my self-employment. I've been turned down by my personal bank (TSB), and a number of high street banks aren't accepting new accounts atm.

I haven't considered one of the "instant online accounts" providers like Tide yet as they're not participating in the BBL scheme, plus I have no desire to manage my business bank account on my phone (as Mettle requires you to do).

On a slightly related question, what would the legal ramifications be of temporarily using one of my personal accounts for trading, since I don't have a business account at the moment? The lack of an account is delaying starting a new area of business that I really want to keep entirely within the limited company.

 

[UK Contractor Accountant]

Will you even qualify for the BBL for a newly formed company with no turnover?

https://www.tide.co/bounce-back-loans/

 

[From_The_Ashes]

Will you even qualify for the BBL for a newly formed company with no turnover?

Yes, because I'm applying for the BBL on the basis on my self-employment. TSB told me that was fine, although they rejected me for the bank account in the end.

Regardless of that though, I still need the account for my limited company.