- Original Poster
- #1
Hi all,
Looking to set up a business account. For the last ten years I've used my personal account and it's 15k overdraft facility. Obviously with personal account overdraft rates rising to 40% in April, I'm not going to stick around. I'm not in the red, not in a hurry, so want to compare best deals. However it seems as it most banks want you to open an account before they'll tell you exactly what rate they'll give you. I know it depends upon credit ratings, but surely there must be a way to apply without opening an account?
I'm looking for 15-20k overdraft facility and my transactions are almost all digital. No cash handled and very rare that I bank a cheque. Current account is NatWest. Suggestions welcome.
Looking to set up a business account. For the last ten years I've used my personal account and it's 15k overdraft facility. Obviously with personal account overdraft rates rising to 40% in April, I'm not going to stick around. I'm not in the red, not in a hurry, so want to compare best deals. However it seems as it most banks want you to open an account before they'll tell you exactly what rate they'll give you. I know it depends upon credit ratings, but surely there must be a way to apply without opening an account?
I'm looking for 15-20k overdraft facility and my transactions are almost all digital. No cash handled and very rare that I bank a cheque. Current account is NatWest. Suggestions welcome.
