Best payment card processor

[Prosperity]

With elavon now.

Minimum 100k per year through terminal. 80 to 85 percent debit. This figure is growing all the time.

Been offered .0.599 debit and I think .799 credit from handepay.
15.99 terminal no other fees no compliance fee no cust not present etc.

Saves me roughly 50 quid a month.
Any better deals? Not worldpay or paymentsense. Really like elavons speed of funds. Next day it's in my account. Thanks

 

[Ben @StoreKit]

Hi,

Those are pretty good rates for your turnover, providing they are the actual rates and there are no other fees per transaction. No auth/penny charge per transaction?

You may be able to knock a few basis points of the debit fee, down to around 0.55 but you won't be saving significantly more than the current saving from switching from Elavon. If you like the speed of settlement from Elavon it may be better to renegotiate your current contract if you can.

 

[Prosperity]

Thanks I anticpaite my TO will exceed 150k this next year. Then when my second site opens 250k but just want to concentrate on this one for now and not complicate. Elavon have asked me for proof... which I've sent.. so waiting for them to come back to me..

 

[TotalWebSolutions]

Those rates don't look too bad if there really are no other fees and you would be hard pushed to improve on next day settlement for cards (usually 1-3 working days). What is the contract length being offered?

We can get quotes from a number of acquiring bank partners for card terminals if you are interested (just drop me a PM with contact details etc).

 

[Prosperity]

Went with handepay. Got even better rates than those and 24 month contract.. not too fussed about length if contract the as there's that many that offer to buy out if ubhaooy but at the rates I've got I'm very very happy

 

[TomJ83]

Went with handepay. Got even better rates than those and 24 month contract.. not too fussed about length if contract the as there's that many that offer to buy out if ubhaooy but at the rates I've got I'm very very happy

It would be interesting to know what rates you got with handepay.

 

[mhall]

Be careful with handepay, quite often there are two contracts, one for the processing and a much longer one for the machine rental.