Best bank for business AC ?

[mayfair]

Which is best bank for business ac ? So can be helpful in future like for loans etc. tried HSBC am with them since 2 yrs now even for £1000 loan they asking many questions.

 

[markrobin]

Which is best bank for business ac ? So can be helpful in future like for loans etc. tried HSBC am with them since 2 yrs now even for £1000 loan they asking many questions.

In my opinion the HSBC is the best bank for business and any business loans. and asking question is the process of bank so its a procedure of bank, different bank have different loan procedure for their clients. And you saying that you are 2 yrs with this bank then i don't think so that bank have any kind of problem with you.

 

[Merchant UK]

Banks treat each customer differently and individually so what may be good for one isn't that good for the other, unfortunately its trial and error on your part, I'd start with the most local one and progress from there.

 

[andygambles]

Most banks are the same. What you want is a good Account Manager.

There is nothing wrong with having a bank account at all the major banks. You can then start to build relationships with all of them and see which one suits you best for each requirement.

One might be better for lending another better for savings etc.

 

[businessfunding]

I would agree that High Street banks are much alike, there are also many secondary options such as Metro Bank, Coop, Handlbanken etc. Ultimately the right choice will depend on your specific circumstances and requirements (just like any other service)

Availability of loans will come down to 2 things:

- proven ability to pay
- security available

I can'rt see any benefit in having multiple accounts unless you are moving a lot of money - it certainly won't build relationships