Auto enrollment - Opt out or Cease Payments

[UKSBD]

Is there much difference between opting out and ceasing payments/membership?

If the employee takes a break from making contributions do the employers contributions also stop?

 

[talkinpeace]

you cannot take a break - the schemes do not allow it

 

[UKSBD]

That's not what NEST say

"Need to take a break?
You don’t have to opt out to stop paying money into NEST. Instead, you can just take a break. Taking a break means you’ll keep your retirement pot and you can start paying in again at a later date. When you stop paying money into NEST, your employer may also stop contributing and they may not have to restart when you want to."


source: https://www.nestpensions.org.uk/schemeweb/NestWeb/public/members/contents/opting-out.html