What are the better profitability / long term growth indicators?

Original Post:

John Paulson

Free Member
Mar 18, 2025
28
5
I know you have indicators like EBITDA which show you how much money the business generates before you deduct fixed costs like taxes, interest on payments, depreciation and amortisation, but with depreciation and amortisation, you pay the costs on those long-term tangible / intangible assets upfront, right? So even though you have accumulated depreciation and amortisation, it doesn't really give you a clear picture of how much the initial outlay was.

And then you have retained earnings, which accounts for more expenses than EBITDA adds back in, like employee benefits such as salaries and NI contributions, and dividend payments to shareholders.

You also have FCF / free cash flow, which shows you how much income you have remaining after deducting both capex and opex costs, so it's perhaps one or two steps behind retained earnings / profits.

I apologise if this sounds scatterbrained, but given the information I've posted above, hopefully it gives you some idea as to where my thinking is. For those examining the accounts, which indicators would they pay most attention towards?
 

Daybooks

Business Member
  • Sep 29, 2017
    750
    4
    329
    There are numerous profitably and return on investment measures. Each serve a specific purpose so often you need to choose the most appropriate one for your needs.

    Unless you have a full set of management accounts then you may be limited to what metrics are available to you to use.

    Without referring to the trusted Frank Wood books there are also numerous ratios like debtor days and some may well recall the Altman Z score as a measure of likelihood of going bankrupt.

    There is no one answer; find the one that best matches what you are trying to achieve or measure and then be consistent.
     
    • Like
    Reactions: John Paulson
    Upvote 0

    John Paulson

    Free Member
    Mar 18, 2025
    28
    5
    There are numerous profitably and return on investment measures. Each serve a specific purpose so often you need to choose the most appropriate one for your needs.

    Unless you have a full set of management accounts then you may be limited to what metrics are available to you to use.

    Without referring to the trusted Frank Wood books there are also numerous ratios like debtor days and some may well recall the Altman Z score as a measure of likelihood of going bankrupt.

    There is no one answer; find the one that best matches what you are trying to achieve or measure and then be consistent.

    Many thanks. I have the Frank Wood books on accounting, you have given me extra incentive to go through some of them again. I haven't come across the Altman Z score before though.
     
    Upvote 0
    How quickly you pay your bills.

    How quickly you get your directors loans back.

    What your net/net profit is i.e. spare cash in the bank!
     
    Upvote 0

    Latest Articles

    Join UK Business Forums for free business advice