Recent content by NNS

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    Bad debt

    Thank you everybody. It is a private individual rather than a limited co. An annoying amount because whilst it is only £1000, it is still £1000. I tend to agree that the nuisance/embarrassment factor may be enough to get a reaction and hopefully payment. I agree that seeking a judgement is...
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    Bad debt

    Hi All Looking for some advice. I did some work for a client and her husband in December. My contact was only with her, but she was happy and I issued an invoice. All in, just short of £1000. The issue I now have is that client has since moved to Spain. She hasn't responded to several...
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    Rental of IT equipment

    Morning everybody Long story short, I need a new iMac. It will be solely for business use. I am looking at options and I see 2 main options- lease/rent or buy. If necessary, the business can afford to buy it but all else being equal I would prefer a regular monthly amount. If the business...
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    I need a card reader for one day . What is easy cheapest option

    I use sumup. I don't know if it is better or worse than Zettle, but I like it. simple to set up and use. I got mine at toolstation, but it was half price then. it seems cheaper elsewhere at the moment, eg city plumbing at £27 or eBay at £28. if you do the odd craft fair they are handy things to...
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    Bank accounts

    I have wise as a personal account, for when I travel and I think it is fantastic. I have also used it to send money in various currencies, pay for things remotely in different currencies, receive funds in at least euros, USD and AUD, possibly others. I have held bits and pieces in various...
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    Mettle account switch

    one small negative is that the new one opens immediately and the old one closes simultaneously. It leaves you without a debit card for the new account for a few days. it also requires you to set up your direct debits again, and any scheduled payments. The £200 was nice- it took me about an hour...
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    email hosting?

    I have a domain and website hosted on 123 reg and use their free webmail that came with the hosting. I don't send/receive that many emails but get a repeated bounce back on gmail because it is seen as spam. I believe that this is related to something DNS (at limits of my current technical...
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    Company Car

    I probably need to go and see an accountant and get them to go through the options with me. I can understand book keeping and strategic financing options, but the middle ground of technical accounting is new to me, and I know that there are lots of rules! I want to gain the tax advantage of a...
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    Company Car

    Thank you. I presume that is tax and NI at the full rate?
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    Company Car

    I wonder whether anybody can help me. I hate to start with a question, but I do intend to stick around and contribute to the forum. I have a full time PAYE job. It is with a big corporate, I have zero options with regards to varying my salary through salary sacrifice options etc. I also have a...
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