Recent content by marlint

  1. M

    Ltd Company - demerger?

    Paul, Thanks for your reply. Yes there'll be around £4000 of fixed assets to be transferred, no employees though. There's also the 'goodwill' of the business itself (there's a brand, and roughly £10,000 annual turnover associated). I'd like to steer clear of any group structure (keep...
  2. M

    Ltd Company - demerger?

    I'm currently owner and sole-shareholder of a small profitable Ltd company (Company A) which trades online. In the last six months, Company A has developed a new business opportunity, and it is now at the point where I have found investors to invest in this new line of business. I'd like...
  3. M

    Low volume letter postage options (not stamps)

    You could use SmartStamp, if new sign ups hadn't been disabled for around the last year. Royal Mail are completely unable to give any indication when they'll allow new signups again- it is completely and utterly hopeless- and a right pain.
  4. M

    tax return for b shareholder?

    But although the partner is on PAYE- she does not pay tax through a PAYE code- as her income is below the tax threshold.
  5. M

    Using "CEO" as a Sole Proprietor?

    I tend to vary it depending who I'm corresponding with. When it is a US based business I tend to use CEO/Founder (as it seems to be more common for people running small startups to use such a title over there). When in the UK- I tend to use Director if I need a title, but most of the time...
  6. M

    Mortgage - SA302 doesn't exist!

    Yes I do- that could be useful thanks (assuming they accept that- some do, some don't by the look of it!)
  7. M

    Mortgage - SA302 doesn't exist!

    P60 will not show any dividend income though
  8. M

    Mortgage - SA302 doesn't exist!

    I'm looking at applying for a mortgage, and using the income that my wife and I receive from our Ltd Co as evidence to persuade the bank to lend to us. However- as my wife is a basic rate tax payer, and not a director, she does not complete a self assessment tax return. A lot of banks seem...
  9. M

    Sales/Marketing freelance work

    Hi all, I'm looking for someone to work with me on Sales/Marketing for my business. We have software that find closer driving tests for learner drivers. We already do a healthy volume of sales, and after an initial surge of growth, are slowly growing every year. Our main issue is that...
  10. M

    Self Employed - Tax Claim on a USB drive

    Just from a tech point of view- I'd be wary of relying on just a USB stick. If you do PLEASE make sure you don't just store it next to your computer. All it takes is a fire, a theft, or an electricity surge and you've lost your originals and your backups. As reference- my backup strategy for...
  11. M

    Is Jimmy Carr a benefit cheat?

    No-one likes paying tax. Nearly everyone accepts that they have to pay some tax. Once you start earning more, the options to minimize the tax you pay increase. I think everyone would agree that using an ISA, or making pension contributions is ok, a lot would say that complicated off-shore...
  12. M

    Any bright ideas to raise finance for my business? Anyone?

    If you're reaching maximum capacity why not raise your prices? This will all flow through directly to the bottom line, and you'll make more money for the same amount of work. Too often business owners are afraid of increasing their prices because they're worried about losing customers, but...
  13. M

    Shipping to US

    Unfortunately we're talking photo canvases here- so not able to reduce the package size.
  14. M

    Shipping to US

    I'm writing a business plan, and trying to work out some costs for sending packages to the US. The package size is 52cm x 52cm x 10cm. Weight 2kg. Cheapest price I've found online is about £30. So- my question is, if I'm doing a decent volume (say 50 parcels a week), can I expect to get...
  15. M

    Seeking VC / Angel Investment for Care Home operator seeking MBO

    I don't I'm afraid- though Google should be able to help you. I'd advise that rather than trying to find a local VC, you are better off finding a VC with expertise in the sector you're in- even if they're based a long way away. That way they should be able to bring a lot of expertise and...
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