Would YOU lend money to this man?

Picture the scene. This young wannabe-entrepreneur wants a couple of thousand pounds to start a business. Here’s his profile:

Age: 24
Marital Status: Engaged, pregnant fiancée
Employment Status: Long-term unemployed
Business Experience: None
Qualifications: None (left school at 15)
Own Capital to invest: £0.00
Other information: Been in trouble with the police, No family support (grew up in childrens homes in Newham)

So what do you think? Would you lend him money? The banks certainly wouldn’t. And this was back in the heady days of 2003 - so you’d have thought they’d at least offer him a £500k Ninja mortgage.

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