Insurance renewal time!

[Alex@Iansprint]

Our combined commerical insurance is coming up for renewal, can anyone reccomend any companies?
We're currently paying what we deem to be quite a premium for a local broker to do it all for us, and I don't like not doing things myself!

 

[Steven123123]

Try constructaquote.com They are a comparison website and specialise in commercial and businesses insurance

 

[Alex@Iansprint]

Anyone a bit more reputable?

 

[Steven123123]

They are an insurance broker that work alongside Aviva, Groupama and MMA

 

[TheGuru2010]

Hi Alex,

Where abouts are you based???

 

[Alex@Iansprint]

TG2010, we're based in Alfreton, Derbyshire.

 

[TheGuru2010]

PM Sent Alex

 

[Postforce]

http://www.simplybusiness.co.uk/

This company were the most competitive when I was renewing.

 

[bry123]

I found Directline to be the most competitive (commercial buildings insurance), and you can get a quote online on their website instead of having to spend ages on the phone giving all your details which i hate!

Bry

 

[TheGuru2010]

I found Directline to be the most competitive (commercial buildings insurance), and you can get a quote online on their website instead of having to spend ages on the phone giving all your details which i hate!

Bry

Hi Bry,

Do you not usually prefer to see the face of your broker?

Whats other peoples thoughts on this?

 

[bry123]

Hello Guru,

Personally, I have never found it necessary to use an insurance broker at all. I have always been able to find competitive and relevant quotes myself quite easily, but I must say that my insurance needs are quite simple (mostly just landlord/buildings insurance). I would imagine that a broker would be very helpful for someone with more complex requirements!

To me, spending 5 minutes filling in an online quote form is vastly preferable to hauling myself down to a brokers office... Am I unusual? Who else does/doesn't use a broker?

Bry

 

[TheGuru2010]

Bry,

You may well be correct on this point, if you have a good understanding of insurance & what you need then the online stuff can go along way at saving your time.

On the other hand i speak with alot of client who have underinsured & only got caught out when there is a claim etc, again like you stated it would depend on the business & i suppose the Landlords contents & buildings is strait forward.

If anyone is intrested i do have some written information on the basis of insurance, such as underinsurance, maintaning records for insurance purposes etc. Give us a shout if anyone requires any info / help.

But as you bry would like to know how many business find using a broker helpfull.

 

[Astaroth]

They are an insurance broker that work alongside Aviva, Groupama and MMA

Not sure the relevance of this? As long as you are fully authorised with the FSA and using an off the shelf engine like OpenGI or CDL takes almost no effort to get most insurers on your panel if your taking their standard products.

 

[lockyer]

apart from opengi and cdl don't offer online "commercial combined quotes" yet.

We are very competative in the small to medium sized combined market. If you want me to take a look just drop me a message,