finance

  1. N

    New Company - Raising Capital

    Hi all, First, thanks in advance to anyone who reads / responds to this post. I'm at a crossroads and some realistic input from people with more experience in this area would be massively appreciated right now. I've worked in a senior position at a business in the South of England for 12...
  2. olliehk

    Cash flow tracking and forecasting

    Hi everyone, New here and looking for some advice - what does everyone use to track cash flow as a new and/or small business? The obvious answer is a spreadsheet but it obviously has its limitations particularly if you’re not a spreadsheet whizz. Are there any low cost platforms that track...
  3. S

    Accounting firm with ACCA membership only (not ICAEW)

    Hi, Hope everyone is doing fine I am having few years experiences as accountant in few different industry and completed all ACCA papers (some with exemptions from my undergraduate) and joining membership of ACCA. I am planning to run my own accounting firm next year. However, few things have...
  4. L

    IVA vs Bankruptcy After Business Liquidation — Advice Needed

    Hi all, I'm looking for advice and personal experiences from anyone who's been through either an IVA or bankruptcy, particularly after a business has entered liquidation. I’ve had two businesses - one retail and one e-commerce - both of which have recently gone into liquidation. While they...
  5. B

    Too much money !!

    Our Ltd company has over £100K in the bank doing nothing. Our stock levels are maxed out, orders better this year than any previous, and no desire to expand. With the world going through some crazy political/military/economic turmoil, Is there any reason why we can’t buy gold coins and hide...
  6. N

    Survey: What Financial Risk Management Strategies Are Most Effective in Preventing Cash Flow Crises in Small Businesses? (UK)

    Hi everyone, I am conducting research for my Master’s dissertation on financial risk management strategies for small businesses in the UK. The goal is to understand how small business owners handle cash flow challenges and financial risks to keep their businesses stable. If you are a small...
  7. Mona2025

    Starting up a business with a friend who has no capital

    Hiya, I’m looking to start up a ltd business in the fitness industry, my friend currently manages a fitness centre and set up it for her employer when he sold his previous company in a completely different industry. Unfortunately she has poor credit so no access to funds, I will raise the...
    • Mona2025
    • Thread
    • business-management finance limited company shareholder small-businesses
    • Replies: 29
    • Forum: Start Up Space
  8. The Importance of Simplifying Financial Processes for Growing SMEs

    The Importance of Simplifying Financial Processes for Growing SMEs

    Without a doubt, the last few years have been economically unsettling for many SMEs. However, there have also been some business success stories, which means that businesses of all sizes will be looking to scale and grow over the coming year. Whatever the size of the business, there are several...
  9. B

    Selling online credits for services

    Hi all, I'm UK resident and will have a website selling a service all provided via the website. The idea is that people from anywhere in the world may be a part of a group. Some members might pay a few pounds to buy credits for the group, and when the group has a certain amount they get the...
  10. BooC81

    Logistics & Sales Process Harmonisation.

    Sales / Logistics I work for a company that make bespoke equipment for the entertainment industry. We have an issue where due to the made to order goods we sell, logistics seem to be offering far too many options for the sales department. They are also forever waiting for weights and dims of...
  11. P

    Credit Card rewards

    Can the 3 directors use the rewards from our company credit card without a tax implication. example - air miles gained through purchases of business needs, transferred to company directors to use for holidays etc.
  12. Essential financial year-end admin for small businesses

    Essential financial year-end admin for small businesses

    6th April marks the beginning of the 2025/26 tax year, bringing with it a host of responsibilities for business owners. Whether your business’ financial year is in line with these timings, or your accounts run to a different point in the calendar, here are the essential tasks for every business...
  13. M

    Wonder if anyone can help

    Ive started a raffle business registred as a LTD company but everytime im trying to open a business account it gets denied due to the industry type being prohibited, ive tried places like tide anna etc and eventually i opened one with revolut but they denied me after a while too, can anyone give...
  14. Navigating the world of personal guarantees in business: a comprehensive guide

    Navigating the world of personal guarantees in business: a comprehensive guide

    In the intricate dance of business finance, the term "Personal Guarantee" (PG) often steps onto the floor, bringing with it a blend of opportunity and caution. A PG is a legal commitment made by an individual, usually a business owner or director, to repay credit issued to their business if the...
  15. Crowdfunding: a modern pathway to business funding

    Crowdfunding: a modern pathway to business funding

    In the dynamic world of business finance, crowdfunding has emerged as a key player for startups and small businesses in the UK seeking funding. This method leverages the internet to pool small amounts of money from a wide audience, democratising the fundraising process. It's become a popular...
  16. Financial health check: Preparing your business for the fiscal year

    Financial health check: Preparing your business for the fiscal year

    A new year always brings a sense of optimism. January marks a time to refresh and reset, and put strong processes in place for the rest of the year. If you haven’t already, it’s an ideal time to conduct a financial health check and ensure your small business is in good stead. 2024 is set to...
  17. Gordan

    Very short term bank accounts

    Hi all! Just a quick one, I have a client who wants to make online payments to a business, except the payments being made need to come from a different bank account, remain open for a short interval, receive a payment and then the account would be useless from that point onwards. So my...
  18. J

    How Much Stock Should i Hold as Good Rule of thumb

    Hi, hope you are well, I run a small bespoke sports equipment business within the UK , In previous Years i have been online ecommerce online , and have always aimed to cleared 95-100% of stock in a 12 month peroid and have done it succesfully , e.g last year we have 25k invested and cleared...
  19. I

    Start and set up a payroll bureau

    Hi, I'm keen to become self-employed and set-up my own payroll bureau. Has anyone here done this already, or is in the process of doing so, as I'd really appreciate some guidance? I.E step by step process of setting the company and bureau Many Thanks Iram
    • Irammahmood
    • Thread
    • accountancy business-planning finance payroll small-businesses
    • Replies: 4
    • Forum: Start Up Space
  20. Managing your pension for small business owners

    Managing your pension for small business owners

    Time and money can be limited as a small business owner, so it’s natural to only focus on the short term. However, there will come a time when you need to take a step back and retire, and you’ll need to have money to support you – in other words, a pension. The general rule with pensions is the...
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